305 18th St, Aurora, NE 68818 Property Records

Hamilton County property record for 305 18th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1976
Lot Size	0.278 acres (12,124 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2013)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10395-000-1587`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10395-000-1587`
Alternative APNs	`3445-00-0-10395-000-1587` `410055794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,848 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,124 sqft (0.278 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	305 18TH ST
City	AURORA
State	NE
Zip	68818-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 24 & S 1/2 LOT 23 BLACKS THIRD SUB
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	BLACKS THIRD SUB
Legal Lot Number	24,23
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	969300

Owner

305 18th St is owned and occupied by two individuals who bought it in January 2013.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 18TH ST, AURORA, NE 68818-2814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRIS FCU
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2013 · Amount on File
Deed Sale	Jan 7, 2013 · Amount on File
Deed Document Number	201326
Deed Book / Page	99 / 175
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 18TH ST, AURORA, NE 68818-2814
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345/30
Date	Sep 13, 2021
Book Page	345/30
Instrument	2021-02024

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 18TH ST, AURORA, NE 68818-2814
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 18TH ST, AURORA, NE 68818-2814

Mortgage

Document Number	000344/170
Date	Sep 3, 2021
Book Page	344/170
Instrument	2021-01972

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	257 Months
Due	Feb 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 18TH ST, AURORA, NE 68818-2814
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345/31
Date	Sep 13, 2021
Book Page	345/31
Instrument	2021-02025

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2031

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 18TH ST, AURORA, NE 68818-2814
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350/38
Date	Mar 29, 2022
Book Page	350/38
Instrument	2022-00650

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 305 18th St was $2,678.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,070 (+7.86%) Land $24,250 Building $247,820	$272,070 (+7.86%) Land $24,250 Building $247,820
2025	$2,678.00	$252,245 Land $24,250 Building $227,995	$252,245 Land $24,250 Building $227,995
2023	$2,825.00	$200,255 Land $24,250 Building $176,005	$200,255 Land $24,250 Building $176,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 18th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Big Red Communications, T-Mobile, Viaero Wireless.

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