Cochise County property record for 305 16th Ter, Bisbee, AZ 85603
| Property Type | Single Family Home |
|---|---|
| Details | 1,049 sqft · built 1921 |
| Lot Size | 0.178 acres (7,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Nov 2018) |
| Tax Bill | $1,288 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 101-08-068 |
| Primary APN | 101-08-068 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,049 sqft Living Area |
| 1st Floor Area | 1,049 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,786 sqft (0.178 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 101-08-06801 |
|---|---|
| Street Address | 305 16TH TER |
| City | BISBEE |
| State | AZ |
| Zip | 85603-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-43 |
| Legal Description | WARREN LOT 305 BLK 96 |
| Legal Subdivision | WARREN |
| Legal Block | 96 |
| Legal Lot Number | 305 |
| Legal Unit | 305 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BISBEE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Warren Historic District listed 2025 · 534 contributing resources · NRIS 100012280 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
305 16th Ter is owned and occupied by two individuals who bought it in November 2018.
Source: Cochise County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI GSF MTG |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on File |
| Deed Sale | Nov 30, 2018 · Amount on File |
| Prior Sale | Aug 31, 2015 · Amount on File |
| Deed Document Number | 201821945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Document Number | 0000001499 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026-01499 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 26, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Document Number | 0000001738 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 305 16TH TER BISBEE AZ 856031729, BISBEE, AZ 85603-1729 |
| Document Number | 0000001738 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 1738 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Nov 30, 2018 |
| Property Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Document Number | 0000021945 |
| Map Reference | MB2 PG129 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2018-21945 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 13TH TER, 309, BISBEE, AZ 85603-1721 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 305 16TH TER, BISBEE, AZ 85603-1729 |
| Document Number | 0000021946 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 2018-21946 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 305 16th Ter was $1,288.
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Bisbee City |
| Unified School District | Bisbee Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,344 (-3.04%) Land $2,044 Building $15,300 | $173,440 (-3.04%) Land $20,440 Building $153,000 | |
| 2025 | $1,288.00 | $17,888 (+17.21%) Land $2,044 Building $15,844 | $178,880 (+17.21%) Land $20,440 Building $158,440 |
| 2024 | $15,262 Land $1,431 Building $13,831 | $152,615 Land $14,308 Building $138,307 | |
| 2023 | $1,162.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 16th Ter in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 16th Ter is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 51% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Oct 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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