305 16th St, Wilmette, IL 60091 Property Records

Cook County property record for 305 16th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 1931
Lot Size	0.133 acres (5,805 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Dec 2018)
Tax Bill	$15,649 (2023)
Deeds & Mortgages	Mar 2024 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-33-403-049`

Property Details

APN / Parcel Number

Primary APN	`05-33-403-049`
Alternative APN	`05-33-403-049-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,805 sqft (0.133 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 16TH ST
City	WILMETTE
State	IL
Zip	60091-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EXCEPT S 22 FT ALL OF LOT 5 & S 15 FT LOT 4 BLK 4 IN BAUERS ADD IN SEC33 T42N R13E 3P
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	BAUERS ADD
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3004
Census Tract	801100

Owner

305 16th St is owner-occupied and held in a trust since March 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	305 16TH ST, WILMETTE, IL 60091-3228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2019	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Dec 11, 2018	Warranty Deed, Transfer PARKSIDE LNDG
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit EVERGREEN BK GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	May 12, 2009 · Amount on File
Deed Document Number	201849049
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000014269
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 15, 2024
Property Address	305 16TH ST, WILMETTE, IL 60091-3228
Document Number	0007514269
Map Reference	MB 45 PG 6
Instrument Date	Mar 7, 2024
Instrument	2407514269
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 16TH ST, WILMETTE, IL 60091-3228

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	305 16TH ST, WILMETTE, IL 60091-3228
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005307094
Date	Feb 22, 2021
Instrument	2105307094

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	305 16TH ST, WILMETTE, IL 60091-3228
Document Number	1929855181
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 16TH ST WILMETTE IL 600913228, WILMETTE, IL 60091-3228

Mortgage

Document Number	1929855181
Date	Oct 25, 2019
Instrument	29855181

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 11, 2018
Property Address	305 16TH ST, WILMETTE, IL 60091-3228
Document Number	1834549049
Instrument Date	Nov 29, 2018
Instrument	34549049
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 16TH ST WILMETTE IL 600913228, WILMETTE, IL 60091-3228

Mortgage

Document Number	1834549050
Date	Dec 11, 2018
Instrument	34549050

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	305 16TH ST, WILMETTE, IL 60091-3228
Document Number	1704157093
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 16TH ST WILMETTE IL 600913228, WILMETTE, IL 60091-3228

Mortgage

Document Number	1704157093
Date	Feb 10, 2017
Instrument	4157093

Lender

Name	EVERGREEN BK GRP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,000 Land $18,866 Building $91,134	$1,100,000 Land $188,660 Building $911,340
2023	$15,649.00 (-3.06%)
2022	$16,143.00 Homeowner's exemption	$78,586 Land $15,963 Building $62,623	$785,860 Land $159,630 Building $626,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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