305 14th Ave N, Cold Spring, MN 56320 Property Records

Stearns County property record for 305 14th Ave N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,249 sqft · built 2005
Lot Size	0.251 acres (10,971 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Jul 2014)
Tax Bill	$4,656 (2023)
Flood Zone	Zone X (minimal risk)
APN	`48-29446-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29446-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,249 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Rambler
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,971 sqft (0.251 acres)
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	48.29446.0000
Street Address	305 14TH AVE N
City	COLD SPRING
State	MN
Zip	56320-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 OF MATTHEW'S ESTATES
Legal Range	31
Legal Township	123
Legal Section	16
Legal Subdivision	MATTHEWS ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2011
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29446-0000

Assessment roll updated February 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	305 14TH AVE N, COLD SPRING, MN 56320-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	0000247172
Last Transfer Date	Aug 06, 2014
Transfer Doc	0000247172
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated February 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,656.00	$403,500 Land $42,400 Building $361,100	$403,500 Land $42,400 Building $361,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 51 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Cold Spring serves 4,201 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.