304B Mill Pond Rd, Frederick, MD 21701 Property Records

Frederick County property record for 304B Mill Pond Rd, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2013
Lot Size	0.063 acres (2,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2019)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-589981`

Property Details

APN / Parcel Number

Primary APN	`02-589981`
Alternative APN	`589981`

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	2,721 sqft (0.063 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	589981
Street Address	304B MILL POND RD
City	FREDERICK
State	MD
Zip	21701-1916
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 177 BLDG 5001F 2,721 SQ FT MARKET SQUARE CONDO 1
Legal Subdivision	MARKET SQUARE CONDO 1 PH 2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3008
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304B MILL POND RD, FREDERICK, MD 21701-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Oct 22, 2019	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Book / Page	13290 / 17
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	0109300039
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2026
Property Address	304B MILL POND RD, FREDERICK, MD 21701-1916
Document Number	1792000034
Book / Page	17925 / 34
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304B MILL POND RD, FREDERICK, MD 21701-1916

Mortgage

Document Number	1792000034,
Date	Jun 23, 2026
Book Page	17925/34

Lender

Name	ACNB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 22, 2019
Property Address	304B MILL POND RD, FREDERICK, MD 21701-1916
Document Number	0132900017
Book / Page	13290 / 0017
Map Reference	MB 93 PL 1
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304B MILL POND RD, FREDERICK, MD 21701-1916

Mortgage

Document Number	0132900024
Date	Oct 22, 2019
Instrument	13290/0024

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,659.00 (+11.08%)	$360,000 (+26.46%) Land $60,000 Building $300,000	$360,000 (-) Land $60,000 Building $300,000
2024	$5,995.00 (+15.18%)
2023	$5,205.00	$284,667	$360,000 Land $60,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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