3049 Troy Dr, Troy, MI 48083 Property Records

Oakland County property record for 3049 Troy Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,148 sqft · built 2000
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Dec 2016)
Tax Bill$5,445 (2025)
Deeds & MortgagesNov 2024 Transfer
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-22-356-030

Property Details

APN / Parcel Number

Primary APN88-20-22-356-030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,148 sqft Living Area
1st Floor Area948 sqft
Basement Area948 sqft
Unfinished Basement948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions121 ft deep x 77 ft wide
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3049 TROY DR
CityTROY
StateMI
Zip48083-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 22 EYSTERS BEAVER GARDENS PART OF LOT 114 BEG AT PT DIST S01-37-08 E 142.26 FT FROM NE COR OF LOT 113, TH S
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionEYSTERS BEAVER GARDENS
Legal Lot Number113-114
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2012
Census Tract197000

Owner

3049 Troy Dr is owned and occupied by two individuals who acquired it in November 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3049 TROY DR, TROY, MI 48083-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2024Intrafamily Transfer, Transfer
Oct 21, 2021Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Jun 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2016 · Amount on File
Deed SaleDec 19, 2016 · Amount on File
Prior SaleOct 19, 2004 · Amount on File
Deed Document Number2016239774
Deed Book / Page50198 / 169
Last Transfer DateNov 6, 2024
Transfer Doc0000131024
Record UpdatedOct 29, 2026

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 19, 2024
Property Address3049 TROY DR, TROY, MI 48083-5055
Document Number0000131024
Book / Page59813 / 212
Map ReferenceLB 26 PG 14
Instrument DateNov 6, 2024
Instrument131024
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3049 TROY DR, TROY, MI 48083-5055

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3049 TROY DR, TROY, MI 48083-5055

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3049 TROY DR, TROY, MI 48083-5055
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3049 TROY DR, TROY, MI 48083-5055

Mortgage

Document Number0000246570
DateOct 21, 2021
Book Page57011/687
Instrument246570
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term168 Months
DueOct 1, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3049 TROY DR, TROY, MI 48083-5055
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090417
DateJun 11, 2019
Book Page52914/00154
Instrument90417
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2039

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3049 TROY DR, TROY, MI 48083-5055
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyJCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010837
DateJan 15, 2020
Book Page53712/00374
Instrument10837
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3049 Troy Dr was $5,445 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,445.00
2023$343,840
2022$5,663.00$171,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3049 Troy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims10 (2000–2024)
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3049 Troy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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