3049 Riverside Dr, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3049 Riverside Dr, Cincinnati, OH 45226

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,732 sqft · built 1875
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$306,000 (Jun 2025)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`031-0002-0098-00`

Property Details

APN / Parcel Number

Primary APN	`031-0002-0098-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	866 sqft
2nd Floor Area	866 sqft
Basement Area	866 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	64 ft deep x 30 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3049 RIVERSIDE DR
City	CINCINNATI
State	OH
Zip	45226-1051
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	CNM
Legal Description	3049 EASTERN AVE 30 X 64 LOT 2 N G PENDLETON EST SUB BLK 2 SQ D
Legal Subdivision	PENDLETON EST SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2054
Census Tract	26600

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6577, CAROL STREAM, IL 60197-6577
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	202549126
Deed Book / Page	15447 / 1897
Last Transfer Date	Feb 13, 2026
Transfer Doc	0000012731
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2026
Property Address	3049 RIVERSIDE DR, CINCINNATI, OH 45226-1051
Document Number	0000012729
Book / Page	15607 / 777
Map Reference	MB 4 PG 8
Instrument Date	Feb 13, 2026
Instrument	2026-0012729
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number	0000012730
Date	Feb 20, 2026
Instrument	2026-0012730

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2026
Property Address	3049 RIVERSIDE DR, CINCINNATI, OH 45226-1051
Document Number	0000012731
Book / Page	15607 / 803
Map Reference	MB 4 PG 8
Instrument Date	Feb 13, 2026
Instrument	2026-0012731
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6577, CAROL STREAM, IL 60197-6577

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2018
Property Address	3049 RIVERSIDE DR, CINCINNATI, OH 45226-1051
Document Number	0000096358
Book / Page	013785 / 001403
Instrument Date	Oct 19, 2018
Instrument	96358
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 RIVERSIDE DR CINCINNATI OH 452261051, CINCINNATI, OH 45226-1051

Mortgage

Document Number	96359
Date	Oct 30, 2018
Book Page	013785/001405
Instrument	96359

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+1.49%)	$61,345 (-) Land $4,778 Building $56,567	$175,270 (-) Land $13,650 Building $161,620
2024	$3,886.00 (-0.18%)	$61,345 (-) Land $4,778 Building $56,567
2023	$3,893.00 (-9.72%)	$61,345 (-1.53%) Land $4,778 Building $56,567	$175,270 (-1.53%) Land $13,650 Building $161,620
2022	$4,312.00 Homeowner's exemption	$62,301 Land $3,203 Building $59,098
2020			$178,000 Land $9,150 Building $168,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 individual policies
Nearby Flood Policies	87 units insured incl. 31 condo units
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	7 of 91
Most Recent Claim	Apr 2025
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 15 claims Severe Storms And Flooding, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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