3049 Monroe St, Commerce, TX 75428 Property Records

Hunt County property record for 3049 Monroe St, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2004
Square Footage	1,228 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 156 sqft
Occupancy	Owner Occupied
Tax Bill	$3,802.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`5038-0000-0340-31`
Alternative APN	`R79183`

Interior

Building Area	1,228 sqft Living Area
Gross Area	1,384 sqft Gross Area
1st Floor	1,228 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2004
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	118 ft x 74 ft Depth x Width
Garage Type	Attached Garage
Garage Area	156 sqft Garage
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R79183
Street Address	3049 MONROE ST
City	COMMERCE
State	TX
Zip	75428-3716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S5038 SOUTH PARK ADDITION LOT 34 ACRES .2
Legal Subdivision	SOUTH PARK ADDITION
Legal Lot Number	34
Jurisdiction	HUNT TX
Minor Civil Division	COMMERCE
Census Blockgroup	1
Census Block	1009
Census Tract	960500

Owner

Source: Hunt County records · APN 5038-0000-0340-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3049 MONROE ST, COMMERCE, TX 75428-3716
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2018
Deed Sale	Dec 17, 2018
Prior Sale	Jun 04, 2008
Deed Doc Number	2018-18650
Record Refreshed	Jun 08, 2026

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 17, 2018
Property Address	3049 MONROE ST, COMMERCE, TX 75428-3716
Document Number	0000018650
Map Reference	CAB A SL 291
Instrument Date	Dec 14, 2018
Instrument	2018-18650
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3598 FM 1531, 3598, COMMERCE, TX 75428-7122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 MONROE ST, COMMERCE, TX 75428-3716

Mortgage

Document Number	0000018651
Date	Dec 17, 2018
Instrument	2018-18651

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Lender is also the Seller

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,250 (+11.59%) Land $37,030 Building $169,220	$206,250 (+11.59%) Land $37,030 Building $169,220
2024	$3,802.00 (-3.36%)
2023		$184,830 Land $25,610 Building $159,220	$184,830 Land $25,610 Building $159,220
2022	$3,934.00

Flood & Wildfire

3049 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Hunt County (48231C), updated May 3, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 51st percentile of exposed land nationally · 26th in Texas
Wildfire Likelihood	Moderate — about 1 in 1,064 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.