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3049 Charwood Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 3049 Charwood Ct, Spring Valley, CA 91978

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 928 sqft · built 1985
Lot Size1.47 acres (64,352 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Feb 2024)
Tax Bill$6,087 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN506-110-05-24

Property Details

APN / Parcel Number

Primary APN506-110-05-24

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area928 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area64,352 sqft

Location & Zoning

Street Address3049 CHARWOOD CT
CitySPRING VALLEY
StateCA
Zip91978-1948
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 5 US 24PER DOC84-182004&UND INT IN TR 010640
Legal SubdivisionSAN DIEGO #4358
Legal Tract010640
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 9, 2024Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Feb 9, 2024Grant Deed, Transfer · FHA Mortgage
MORTGAGEONE INC
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2024 · Amount on Record
Deed SaleFeb 9, 2024 · Amount on Record
Prior SaleFeb 9, 2024
Deed Document Number202434840
Prior Transfer DateJan 24, 2024
Prior Transfer Doc0000034839
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 16, 2026
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number0000172268
Instrument DateMay 22, 2026
Instrument2026172268
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948

Mortgage

Document Number0000172268,
DateJun 16, 2026
Instrument2026172268
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueNov 1, 2054
Interest
Rate6.23%
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 9, 2024
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number0000034839
Map ReferenceMAP 10640
Instrument DateJan 24, 2024
Instrument2024-0034839
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 9, 2024
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number0000034840
Map ReferenceMAP 10640
Instrument DateJan 22, 2024
Instrument2024-0034840
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948

Mortgage

Document Number0000034841
DateFeb 9, 2024
Instrument2024-0034841
Lender
NameMORTGAGEONE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address15686 RIVER SIDE DR, SPRING LAKE, MI 49456-9243

Mortgage

Document Number0000248266
DateMar 30, 2021
Instrument2021-0248266
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138828
DateMar 17, 2020
Instrument2020-0138828
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3049 CHARWOOD CT, SPRING VALLEY, CA 91978-1948
Document Number0000373418
Instrument DateAug 12, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15686 RIVER SIDE DR SPRING LAKE MI 494569243, SPRING LAKE, MI 49456-9243

Mortgage

Document Number0000373418
DateAug 16, 2017
Instrument373418
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$468,178 (+2%) Land $191,412 Building $276,766
2025$6,087.00 (+81.76%)$458,999 (+98.68%) Land $187,659 Building $271,340
2023$3,349.00 (+2.26%)$231,027 Land $94,454 Building $136,573
2022$3,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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