3049 Aberdeen Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3049 Aberdeen Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,318 sqft · built 1962
Lot Size	0.743 acres (32,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,268 (Nov 2016)
Tax Bill	$7,395 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-069-04261000`

Property Details

APN / Parcel Number

Primary APN	`02-069-04261000`
Alternative APNs	`2-069-04261000` `06904261000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	32,368 sqft (0.743 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	06904261000
Street Address	3049 ABERDEEN RD
City	ANNAPOLIS
State	MD
Zip	21403-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 BITTERSWEET
Legal Subdivision	BITTERSWEET
Legal Block	4
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSTEADY LLC
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	201630249-160
Deed Book / Page	30249 / 160
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	0302490160
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301

Mortgage

Document Number	0394800275
Date	Feb 27, 2023
Book Page	39480/275

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301

Mortgage

Document Number	0373190305
Date	Aug 6, 2021
Book Page	37319/305

Lender

Name	LOANSTEADY LLC
Type	Non-Lending Institution
Address	FALLS CHURCH, VA 22043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 ABERDEEN RD, ANNAPOLIS, MD 21403-1301

Mortgage

Document Number	0360800338
Date	Feb 4, 2021
Book Page	36080/338

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,600 (+4.58%) Land $334,000 Building $300,600	$634,600 (-) Land $334,000 Building $300,600
2025	$7,395.00 (+4.85%) Homeowner's exemption	$606,800 (+10.09%)	$634,600 (+15.13%) Land $334,000 Building $300,600
2024	$7,053.00 (+20.85%)
2023	$5,836.00 Homeowner's exemption	$551,200 Land $334,000 Building $217,200	$551,200 Land $334,000 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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