3048 Whitney Rd, Clearwater, FL 33760 Property Records

Pinellas County property record for 3048 Whitney Rd, Clearwater, FL 33760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,139 sqft · built 1993
Lot Size	0.393 acres (17,132 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2020)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-3913-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-3913-2`
Alternative APNs	`33-29-16-70380-200-0604` `291633703802000604` `162933703802000604` `R365039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	3,139 sqft
1st Floor Area	2,139 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,132 sqft (0.393 acres)
Lot Dimensions	172 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	472 sqft
Deck Area	430 sqft
Patio Area	430 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R365039
Street Address	3048 WHITNEY RD
City	CLEARWATER
State	FL
Zip	33760-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PINELLAS GROVES NW 1/4, SEC 33-29-16 PART OF LOT 6 DESC FROM NW COR OF SD SEC 33 TH S89D1703 E 359.17FT TH S00D1103E 15FT TH S89D 1703E 210.13FT FOR POB TH S89D1703E 100FT TH S03D2701E 172.19FT TH N89D1938W 100FT TH N03D2701W 172.27FT TO POB
Legal Range	16E
Legal Township	29S
Legal Section	33
Legal Subdivision	PINELLAS GROVES
Legal Tract	70380
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	24508

Owner

3048 Whitney Rd is owned and occupied by an individual who bought it in October 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3048 WHITNEY RD, CLEARWATER, FL 33760-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT LENDING SERVICES INC
Oct 26, 2020	Warranty Deed, Transfer · Conventional with PMI PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	May 15, 2001 · Amount on File
Deed Document Number	2020320230
Deed Book / Page	21224 / 2355
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3048 WHITNEY RD, CLEARWATER, FL 33760-1725
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 WHITNEY RD, CLEARWATER, FL 33760-1725

Mortgage

Document Number	0220571225
Date	May 10, 2022
Book Page	22057/1225
Instrument	2022149765

Lender

Name	PATRIOT LENDING SERVICES INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 26, 2020
Property Address	3048 WHITNEY RD, CLEARWATER, FL 33760-1725
Document Number	0212242355
Book / Page	021224 / 002355
Instrument Date	Oct 22, 2020
Instrument	320230
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 WHITNEY RD CLEARWATER FL 337601725, CLEARWATER, FL 33760-1725

Mortgage

Document Number	212242360
Date	Oct 26, 2020
Book Page	021224/002360
Instrument	320233

Lender

Name	PATRIOT LNDG SVCS
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3048 Whitney Rd was $6,838 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00 Homeowner's exemption	$402,384	$533,877 Land $208,852 Building $325,025
2023	$6,382.00 (+2.75%) Homeowner's exemption	$379,654 (+3%)	$498,110 (+14.98%) Land $233,896 Building $264,214
2022	$6,211.00 Homeowner's exemption	$368,596	$433,229 Land $225,962 Building $207,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3048 Whitney Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 387 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	387 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3048 Whitney Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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