3048 W Nicolet St, Banning, CA 92220 Property Records

Riverside County property record for 3048 W Nicolet St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,298 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Sep 2021)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`538-111-018`

Property Details

APN / Parcel Number

Primary APN	`538-111-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3048 W NICOLET ST
City	BANNING
State	CA
Zip	92220-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 8 BLK A MB 012/092 SYLVAN ACRES
Legal Subdivision	SYLVAN ACRES
Legal Block	A
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1017
Census Tract	44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2437 REALITOS DR, LA VERNE, CA 91750-2847
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Intrafamily Transfer, Transfer
Sep 29, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 30, 2017	Deed of Trust, Mortgage · ARM US BANK NA
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 11, 2020	Quit Claim Deed, Transfer DOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Nov 3, 2000 · Amount on Record
Deed Document Number	2021580768
Last Transfer Date	Dec 13, 2022
Transfer Doc	0000002830
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2023
Property Address	3048 W NICOLET ST, BANNING, CA 92220-3608
Document Number	0000002830
Map Reference	MB 12 PG 92
Instrument Date	Dec 13, 2022
Instrument	2023-0002830
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2437 REALITOS DR, LA VERNE, CA 91750-2847

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 29, 2021
Property Address	3048 W NICOLET ST, BANNING, CA 92220-3608
Document Number	0000580768
Map Reference	MB 12 PG 92
Instrument Date	Sep 9, 2021
Instrument	2021-0580768
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3048 W NICOLET ST, BANNING, CA 92220-3608

Mortgage

Document Number	0000580769
Date	Sep 29, 2021
Instrument	2021-0580769

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3048 W NICOLET ST, BANNING, CA 92220-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127634
Date	Mar 30, 2017
Instrument	2017-0127634

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3048 W NICOLET ST, BANNING, CA 92220-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224472
Date	May 27, 2020
Instrument	2020-0224472

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2020
Property Address	3048 W NICOLET ST, BANNING, CA 92220-3608
Document Number	0000629843
Instrument Date	Dec 9, 2020
Instrument	629843
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	DOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3791 COLT DR LAKE HAVASU CITY AZ 864041756, LAKE HAVASU CITY, AZ 86404-1756

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,725 (+2%) Land $81,183 Building $243,542
2025	$4,436.00 (+2.12%)	$318,359 (+4.04%) Land $79,592 Building $238,767
2023	$4,344.00 (+2.12%)	$305,999 Land $76,502 Building $229,497
2022	$4,254.00
2021			$263,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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