Polk County property record for 3048 Thoroughbred Loop W, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 1990 |
| Lot Size | 0.291 acres (12,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,900 (Mar 2004) |
| Tax Bill | $4,561 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-33-138102-000820 |
| Primary APN | 23-28-33-138102-000820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,689 sqft (0.291 acres) |
| Lot Dimensions | 158 ft deep x 69 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 369 sqft |
| Cooling System | Central |
|---|
| Street Address | 3048 THOROUGHBRED LOOP W |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE PHASE TWO PB 90 PGS 26 & 27 LOT 82 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | STEEPLECHASE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 138102 |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12003 |
3048 Thoroughbred Loop W is owned by an individual who bought it in March 2004.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6507 QUAIL MEADOW RD, PLANT CITY, FL 33565-3322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2004 · Amount on File |
| Deed Sale | Mar 8, 2004 · Amount on File |
| Prior Sale | Sep 22, 2000 · Amount on File |
| Deed Document Number | 200444678 |
| Deed Book / Page | 5695 / 1639 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3048 Thoroughbred Loop W was $4,561.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,555 (-1.31%) Land $44,000 Building $205,555 | $249,555 (-1.31%) Land $44,000 Building $205,555 | |
| 2025 | $4,561.00 | $252,879 Land $44,000 Building $208,879 | $252,879 Land $44,000 Building $208,879 |
| 2023 | $4,186.00 (+8.93%) | $260,387 (+9.65%) Land $42,000 Building $218,387 | $260,387 (+9.65%) Land $42,000 Building $218,387 |
| 2022 | $3,843.00 | $237,466 Land $40,000 Building $197,466 | $237,466 Land $40,000 Building $197,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3048 Thoroughbred Loop W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3048 Thoroughbred Loop W is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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