3048 Saddle Dr, Helena, MT 59601 Property Records

Lewis And Clark County property record for 3048 Saddle Dr, Helena, MT 59601

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,120 sqft · built 2009
Owner	Individual Name on File
Last Sale	$269,670 (Oct 2026)
Tax Bill	$1,737 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R622728`

Property Details

APN / Parcel Number

Primary APN	`R622728`
Alternative APNs	`05-1888-33-4-04-01-7007` `0000044829`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Deck Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000044829
Street Address	3048 SADDLE DR
City	HELENA
State	MT
Zip	59601-8636
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SADDLE CONDOMINIUMS, S33, T10 N, R03 W, BUILDING 3, UNIT G
Legal Range	03W
Legal Township	10N
Legal Section	33
Legal Subdivision	SADDLE DRIVE CONDO
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1007
Census Tract	1101

Owner

3048 Saddle Dr, a condominium, is owned and occupied by an individual who bought it in October 2026.

Source: Lewis And Clark County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3048 SADDLE DR, HELENA, MT 59601-8636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF MONTANA
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage HELENA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20263455840
Deed Book / Page	65 / 8623
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 1, 2026
Property Address	3048 SADDLE DR, HELENA, MT 59601-8636
Document Number	0003455840
Book / Page	65 / 8623
Instrument Date	Sep 29, 2026
Instrument	20263455840
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 SADDLE DR, HELENA, MT 59601-8636

Mortgage

Document Number	0003455840,
Date	Oct 1, 2026
Book Page	65/8624
Instrument	20263455840

Lender

Name	BANK OF MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0065008626,
Date	Oct 1, 2026
Book Page	65/8626

Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 2, 2017
Property Address	3048 SADDLE DR, HELENA, MT 59601-8636
Document Number	M52/8448
Book / Page	M52 / 8448
Instrument Date	Jun 2, 2017
Instrument	3306055
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3048 SADDLE DR, HELENA, MT 59601-8636

Mortgage

Document Number	3306056
Date	Jun 2, 2017
Instrument	3306056

Lender

Name	HELENA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3048 Saddle Dr was $1,737.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,737.00	$293,800
2025			$293,800 Land $29,697 Building $264,103
2023	$2,992.00	$274,600	$274,600 Land $17,710 Building $256,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3048 Saddle Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3048 Saddle Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 78% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet.

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