3048 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 3048 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,243 sqft · built 2024
Lot Size	0.069 acres (3,013 sqft)
Owner	2 Individual Names on File
Last Sale	$1,199,000 (Jun 2024)
Tax Bill	$6,004 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-26-211-026`

Property Details

APN / Parcel Number

Primary APN	`13-26-211-026`
Alternative APN	`13-26-211-026-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,243 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,013 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3050 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	AVONDALE
Legal Block	14
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2004
Census Tract	210601

Owner

3048 N Spaulding Ave is owned and occupied by two individuals who bought it in June 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jun 5, 2024	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
May 23, 2023	Intrafamily Transfer, Transfer PROPER TITLE LLC
May 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage TOWN CENTER BANK
May 24, 2023	Special Warranty Deed, Transfer · Line of Credit BELMONT BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	May 23, 2023 · Amount on File
Deed Document Number	202424156
Prior Transfer Date	May 10, 2023
Prior Transfer Doc	0000013274
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809

Mortgage

Document Number	0024720150
Date	Sep 4, 2025
Instrument	2524720150

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.87%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809

Mortgage

Document Number	0020430006
Date	Jul 22, 2024
Instrument	2420430006

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.37%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 5, 2024
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Document Number	0015724156
Instrument Date	May 30, 2024
Instrument	2415724156
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809

Mortgage

Document Number	0015724157
Date	Jun 5, 2024
Instrument	2415724157

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	May 23, 2023
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Document Number	0014313274
Instrument Date	May 10, 2023
Instrument	2314313274
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PROPER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3048 N SPAULDING AVE, CHICAGO, IL 60618-6809

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 23, 2023
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Document Number	0014313275
Instrument Date	May 10, 2023
Instrument	2314313275
Transaction Type	Construction Loan
Record Updated	May 8, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 N WESTERN AVE, CHICAGO, IL 60618-3723

Mortgage

Document Number	0014313276
Date	May 23, 2023
Instrument	2314313276

Lender

Name	TOWN CENTER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 24, 2023
Property Address	3050 N SPAULDING AVE, CHICAGO, IL 60618-6809
Document Number	0014433313
Instrument Date	May 4, 2023
Instrument	2314433313
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 W WESLERY AVE, CHICAGO, IL 60618

Mortgage

Document Number	0014433314
Date	May 24, 2023
Instrument	2314433314

Lender

Name	BELMONT BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Dec 3, 2023

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,500 Land $13,107 Building $104,393	$1,175,000 Land $131,070 Building $1,043,930
2023	$6,004.00 (-15.88%)
2022	$7,137.00	$38,002 Land $10,548 Building $27,454	$380,020 Land $105,480 Building $274,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3048 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3048 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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