3048 Joyce St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3048 Joyce St, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,967 sqft · built 1976
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2020)
Tax Bill	$4,910 (2026)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51538-0543`

Property Details

APN / Parcel Number

Primary APN	`82-51538-0543`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,967 sqft Living Area
1st Floor Area	1,954 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	139 ft Width
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3048 JOYCE ST
City	SAINT CLOUD
State	MN
Zip	56303-0429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLK 002 TILDEN WOODS SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	TILDEN WOODS
Legal Block	2
Legal Lot Number	13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	901

Owner

Source: Stearns County records · APN 82-51538-0543

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3048 JOYCE ST, SAINT CLOUD, MN 56303-0429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2020 · Amount on Record
Deed Sale	Mar 06, 2020 · Amount on Record
Deed Document Number	20201564245
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 06, 2020
Property Address	3048 JOYCE ST, SAINT CLOUD, MN 56303-0429
Document Number	00A1564245
Instrument Date	Feb 28, 2020
Instrument	A1564245
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 JOYCE ST, SAINT CLOUD, MN 56303-0429

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,910.00 (+12.41%)	$343,500 (-) Land $100,000 Building $243,500	$343,500 (-) Land $100,000 Building $243,500
2025		$343,500 (-) Land $100,000 Building $243,500	$343,500 (-) Land $100,000 Building $243,500
2023	$4,368.00	$343,500 Land $50,000 Building $293,500	$343,500 Land $50,000 Building $293,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.