3048 Hwy 821, Ruston, LA 71270 Property Records

Lincoln Parish property record for 3048 Hwy 821, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,116 sqft · built 1997
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jan 2024)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jan 2013 Mortgage Feb 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05182000004`

Property Details

APN / Parcel Number

Primary APN	`05182000004`
Alternative APN	`7312`

Interior

Full Baths	2 Baths
Building Area	2,116 sqft Living Area
Gross Area	3,420 sqft

Exterior

Year Built	Built 1997
Lot Area	95,832 sqft (2.2 acres)
Porch	Porch
Porch Area	1,304 sqft

Location & Zoning

Street Address	3048 HIGHWAY 821
City	RUSTON
State	LA
Zip	71270-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5-18-2: BEG AT THE NEC OF SE OF NE SEC 5 RUN TH N 89 DEG 48' 09 W 427' TO AN IRON TEE POST THAT MARKS THE N PT OF AN
Legal Subdivision	05-18N-02W RURAL METES & BOUND
Jurisdiction	LINCOLN LA
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	960600

Owner

3048 Hwy 821 is owned and occupied by an individual who bought it in January 2024.

Source: Lincoln Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2013	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Feb 10, 2005	Deed of Trust, Mortgage COMMUNITY TRUST BANK INC
Jan 18, 2024	Cash Sale Deed, Transfer GIBSLAND BANK & TRUST CO
May 27, 2008	Deed, Transfer COMMUNITY TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	May 27, 2008 · Amount on File
Deed Document Number	213598
Prior Transfer Date	Jan 18, 2024
Prior Transfer Doc	0000213598
Record Updated	Jun 8, 2026

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001060/484
Date	Jan 2, 2013
Book Page	1060/484
Instrument	F128708

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2028

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000870/322
Date	Feb 10, 2005
Book Page	0870/322
Instrument	F61977

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RUSTON, LA 71270

Agreement

Amount	Amount on Record

January 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN LA
Recording Date	Jan 18, 2024
Property Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Document Number	0000213598
Instrument Date	Jan 16, 2024
Instrument	213598
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720

Mortgage

Document Number	0000213599
Date	Jan 18, 2024
Instrument	213599

Lender

Name	GIBSLAND BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2054

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	May 27, 2008
Property Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Document Number	001249/322
Book / Page	1249 / 322
Instrument Date	May 21, 2008
Instrument	F95740
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3068 HIGHWAY 821, RUSTON, LA 71270-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 HIGHWAY 821, RUSTON, LA 71270-1720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000F95741
Date	May 27, 2008
Instrument	F95741

Lender

Name	COMMUNITY TRUST BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3048 Hwy 821 was $1,984 with a homeowner's exemption, down 20.7% from the year before.

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 (-20.74%) Homeowner's exemption	$23,055 (-21.99%) Land $2,584 Building $20,471	$230,558 (-8.95%) Land $25,842 Building $204,716
2024	$2,503.00 (+18.51%)	$29,554 (+23.82%) Land $5,544 Building $24,010	$253,211 (+21.41%) Land $55,440 Building $197,771
2023	$2,112.00 Homeowner's exemption	$23,868 Land $2,352 Building $21,516	$208,558 Land $23,520 Building $185,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3048 Hwy 821 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3048 Hwy 821 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER WARD 1 WATERWORKS DISTRICT serves 3,333 people · EPA ID LA1061007
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 821

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures