3048 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3048 Garfield Ave, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,114 sqft · built 1945
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$436,000 (Feb 2026)
Tax Bill$2,569 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN272-0110-075-0000

Property Details

APN / Parcel Number

Primary APN272-0110-075-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
Gross Area1,312 sqft
1st Floor Area1,114 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage Area198 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3048 GARFIELD AVE
CityCARMICHAEL
StateCA
Zip95608-3608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionPARCEL MAP, LOT 1
Legal SubdivisionPARCEL MAP
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1006
Census Tract7701

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 18, 2026Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAFE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleOct 19, 2010 · Amount on Record
Deed Book / Page20260218 / 1271
Prior Transfer DateAug 26, 2003
Prior Transfer Doc2003004700
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 18, 2026
Property Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608
Document Number0000001271
Map ReferenceMB 147 PG 3
Instrument DateFeb 10, 2026
Instrument202602181271
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608

Mortgage

Document Number0000001273
DateFeb 18, 2026
Instrument202602181273
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 14, 2056

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateFeb 18, 2026
Property Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608
Document Number0000001272
Map ReferenceMB 147 PG 3
Instrument DateFeb 10, 2026
Instrument202602181272
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3048 GARFIELD AVE, CARMICHAEL, CA 95608-3608
Document Number2010301206
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3048 GARFIELD AVE CARMICHAEL CA 956083608, CARMICHAEL, CA 95608-3608

Mortgage

Document Number2010301206
DateOct 30, 2020
Instrument2010301206
Lender
NameSAFE FCU
TypeCredit Union
AddressFOLSOM, CA 95630-8765
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$223,052 (+2%) Land $66,638 Building $156,414
2025$2,569.00 (+2.23%) Homeowner's exemption$218,680 (+4.04%) Land $65,332 Building $153,348
2024$2,513.00 (+1.66%)
2023$2,472.00 (+2.11%) Homeowner's exemption$210,191 Land $62,796 Building $147,395
2022$2,421.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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