3048 Erwin Pl, Oceanside, NY 11572 Property Records

Nassau County and Hempstead Town property record for 3048 Erwin Pl, Oceanside, NY 11572

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,394 sqft · built 1950
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2019)
Tax Bill	$11,625 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-048-00-0372`

Property Details

APN / Parcel Number

Primary APN	`54-048-00-0372`
Alternative APNs	`2089-54-048-00-0372-0` `54048000372000000000` `282089 54.-48-372` `54048 03720`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	117 ft deep x 69 ft wide
Porch	Enclosed Frame Porch
Porch Area	224 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54048 03720
Street Address	3048 ERWIN PL
City	OCEANSIDE
State	NY
Zip	11572-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 011
Legal Subdivision	OCEANSIDE PK GDNS
Legal Block	48
Legal Lot Number	372
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	6
Census Block	6009
Census Tract	413300

Owner

3048 Erwin Pl is owned and occupied by two individuals who bought it in November 2019.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3048 ERWIN PL, OCEANSIDE, NY 11572-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Dec 23, 2016 · Amount on File
Deed Document Number	201997066
Deed Book / Page	13871 / 631
Prior Transfer Date	Aug 8, 2008
Prior Transfer Doc	0124310156
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3048 ERWIN PL, OCEANSIDE, NY 11572-4207
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 ERWIN PL, OCEANSIDE, NY 11572-4207

Mortgage

Document Number	M472940328
Date	Sep 28, 2023
Book Page	M47294/328
Instrument	2023-58059

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3048 ERWIN PL, OCEANSIDE, NY 11572-4207
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0463320630
Date	Feb 11, 2022
Book Page	46332/630
Instrument	2022-018975

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 4, 2019
Property Address	3048 ERWIN PL, OCEANSIDE, NY 11572-4207
Document Number	0138710631
Book / Page	13871 / 631
Map Reference	MAP 4885
Instrument Date	Oct 16, 2019
Instrument	2019-097066
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 ALFRED CT, OCEANSIDE, NY 11572-2603

Mortgage

Document Number	2019097067
Date	Nov 4, 2019
Instrument	2019-097067

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3048 Erwin Pl was $11,625 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Oceanside Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416 (-2.58%) Land $218 Building $198	$416,000 (-2.58%)
2025	$11,625.00 Homeowner's exemption	$427 Land $224 Building $203	$427,000
2023	$10,421.00 Additional exemption filed	$441 Land $231 Building $210	$441,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3048 Erwin Pl in Zone X, an area of minimal flood risk, though there have been 66 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Nearby Flood Policies	86 in force
Nearby Flood Claims	66 (1979–2015)
Claims Outside the SFHA	40 of 66
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 49 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3048 Erwin Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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