3047 Windsor Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3047 Windsor Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 1967
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2022)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-3100-0032-00-8`

Property Details

APN / Parcel Number

Primary APN	`18-3100-0032-00-8`
Alternative APN	`11-18-3100-0032-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	134 ft deep x 91 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3047 WINDSOR DR
City	SAINT JOSEPH
State	MI
Zip	49085-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 32 HICKORY TERRACE
Legal Subdivision	HICKORY TERRACE
Legal Lot Number	32
Legal Unit	32
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2011
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Oct 31, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	2022365578
Deed Book / Page	3389 / 3037
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 25, 2022
Property Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485
Document Number	03389/3037
Book / Page	3389 / 3037
Map Reference	LB 15 PG 9
Instrument Date	Oct 21, 2022
Instrument	2022365578
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485

Mortgage

Document Number	0033893039
Date	Oct 25, 2022
Instrument	3389-3039

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2029

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 31, 2018
Property Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485
Document Number	03221/1476
Book / Page	3221 / 1476
Map Reference	MB15 PG9
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3047 WINDSOR DR, SAINT JOSEPH, MI 49085-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1876 WINDWOOD APT 203, 203, ROCHESTER HILLS, MI 48307-5680

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,900 (+3.29%)	$257,800 (+3.29%)
2025	$3,579.00 (+2.96%) Homeowner's exemption	$124,800 (+20.46%)	$249,600 (+20.46%)
2024	$3,476.00 (+41.19%)
2023		$103,600	$207,200
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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