Martin County property record for 3047 SW Otter Ln, Stuart, FL 34997
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,614 sqft · built 2015 |
| Lot Size | 0.039 acres (1,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2017) |
| Tax Bill | $4,870 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-006-000-0019.0-0-0000 |
| Primary APN | 12-39-40-006-000-0019.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 1,874 sqft |
| 1st Floor Area | 691 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 1,712 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 835956 |
|---|---|
| Street Address | 3047 SW OTTER LN |
| City | STUART |
| State | FL |
| Zip | 34997-8927 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUDR |
| Legal Description | LOT 19 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | RIVER MARINA |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1702 |
3047 SW Otter Ln, a townhouse, is owned by two individuals who bought it in December 2017.
Source: Martin County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3849 SE LEE ST, STUART, FL 34997-3143 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Dec 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE LNC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on File |
| Deed Sale | Dec 5, 2017 · Amount on File |
| Prior Sale | Dec 19, 2014 · Amount on File |
| Deed Document Number | 20172667664 |
| Deed Book / Page | 2962 / 2558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3047 SW OTTER LN, STUART, FL 34997-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3047 SW OTTER LN, STUART, FL 34997-8927 |
| Document Number | 0031760854 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3176/854 |
| Instrument | 2852221 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JUPITER, FL 33477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 3047 SW OTTER LN, STUART, FL 34997-8927 |
| Document Number | 0029622558 |
| Book / Page | 02962 / 2558 |
| Map Reference | MB16 PG42 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 2667664 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | STAEFISH TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7904 SW MARIN DR, 7904, STUART, FL 34997-7164 |
| Name | Verified Name |
|---|---|
| Address | 5272 SE SCHOOL OAKS WAY, STUART, FL 34997 |
| Document Number | 0002667665 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2667665 |
| Name | GROUP ONE MORTGAGE LNC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 3047 SW Otter Ln was $4,870, down 1.8% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,870.00 (-1.79%) | $308,970 Land $115,000 Building $193,970 | $308,970 Land $115,000 Building $193,970 |
| 2024 | $4,959.00 (+84.9%) | ||
| 2023 | $2,682.00 (+3.95%) Additional exemption filed | $201,950 (+3%) | $279,220 (+8.9%) Land $90,000 Building $189,220 |
| 2022 | $2,580.00 Homeowner's exemption | $196,068 | $256,390 Land $75,000 Building $181,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3047 SW Otter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3047 SW Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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