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3047 NW Tharp Ave, Bend, OR 97703 Property Records

Deschutes County property record for 3047 NW Tharp Ave, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details1,858 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$1,460,000 (Apr 2025)
Tax Bill$8,640 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN171135-AD-06800

Property Details

APN / Parcel Number

Primary APN171135-AD-06800
Alternative APN
  • 282594

Interior

Stories1 Story
Building Area1,858 sqft
Gross Area581 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Account Number282594
Street Address3047 NW THARP AVE
CityBEND
StateOR
Zip97703-2294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUA
Legal DescriptionDISCOVERY WEST PHASE 2A AND 2B LOT 52
Legal Range11
Legal Township17
Legal Section35
Legal SubdivisionDISCOVERY WEST PHASE 2A AND 2B
Legal Lot Number52
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3041
Census Tract1302

Owner

3047 NW Tharp Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Deschutes County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address3047 NW THARP AVE, BEND, OR 97703-2294
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Jul 29, 2022Warranty Deed, Subdivision Related Transfer
WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2025 · Amount on File
Deed SaleApr 30, 2025 · Amount on File
Prior SaleJul 29, 2022 · Amount on File
Deed Document Number202510897
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address3047 NW THARP AVE, BEND, OR 97703-2294
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address3047 NW THARP AVE, BEND, OR 97703-2294

Mortgage

Document Number0000007690
DateMar 20, 2026
Instrument2026-07690
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueApr 1, 2066

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 29, 2022
Property Address3047 NW THARP AVE, BEND, OR 97703-2294
Document Number0000029474
Map ReferenceDOC 2020-65234
Instrument DateJul 28, 2022
Instrument2022-29474
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 7, 2023
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3047 NW THARP AVE, BEND, OR 97703-2294

Tax Assessment & Valuation

The 2025 property tax bill for 3047 NW Tharp Ave was $8,640, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,640.00 (+3.95%)$511,380 (+3%)$1,484,420 (-2.71%) Land $390,800 Building $1,093,620
2024$8,312.00 (+7.86%)$496,490 (+3%)$1,525,810 (+11.13%) Land $390,800 Building $1,135,010
2023$7,706.00$482,030$1,372,950 Land $414,500 Building $958,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3047 NW Tharp Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3047 NW Tharp Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber · Cable		1,000 / 1,000
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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