Lake County property record for 3047 Flossy Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,188 sqft · built 2019 |
| Lot Size | 0.372 acres (16,217 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Sep 2019) |
| Tax Bill | $12,002 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-049-H-00-007-0 |
| Primary APN | 27-B-049-H-00-007-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Basement Area | 96 sqft |
| Unfinished Basement | 96 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,217 sqft (0.372 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3047 FLOSSY CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS |
| Legal Lot Number | 72 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
3047 Flossy Ct is owned and occupied by an individual who bought it in September 2019.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1343 RICHMOND RD, CLEVELAND, OH 44124-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Sep 23, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 447455 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3047 FLOSSY CT, WILLOUGHBY, OH 44094-7898 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000018837 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023R018837 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3047 FLOSSY CT, WILLOUGHBY, OH 44094-7898 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000001050 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021R001050 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 23, 2019 |
| Property Address | 3047 FLOSSY CT, WILLOUGHBY, OH 44094-7898 |
| Document Number | 0000022993 |
| Map Reference | VOL 64 PG 27 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019R022993 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2022 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3047 FLOSSY CT, WILLOUGHBY, OH 44094-7898 |
| Document Number | 0000022994 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019R022994 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Jul 1, 2050 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,002.00 (+51.33%) Homeowner's exemption | $126,770 (-) Land $46,020 Building $80,750 | |
| 2022 | $7,931.00 | $126,770 Land $46,020 Building $80,750 | |
| 2021 | $362,210 Land $131,490 Building $230,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3047 Flossy Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3047 Flossy Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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