30468 Tom Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 30468 Tom Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,830 sqft · built 1925
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,079 (2026)
Deeds & Mortgages	Sep 2021 Sale Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`656801174338`

Property Details

APN / Parcel Number

Primary APN	`656801174338`
Alternative APNs	`1552795` `15230` `6272`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1552795
Street Address	30468 TOM RD
City	ALBEMARLE
State	NC
Zip	28001-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 30468 TOM RD 656800081
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2036
Census Tract	930200

Owner

30468 Tom Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Stanly County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30468 TOM RD, ALBEMARLE, NC 28001-8651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer
Dec 20, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2025
Transfer Doc	0000481352
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 2, 2021
Property Address	30468 TOM RD, ALBEMARLE, NC 28001-8651
Document Number	0000437169
Book / Page	1755 / 864
Map Reference	MB 17 PG 256
Instrument Date	Aug 18, 2021
Instrument	437169
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8622 LOWER ROCKY RIVER RD, CONCORD, NC 28025-8299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12317 NC 24 27 HWY, LOCUST, NC 28097-8556
Investor	Possibly a Property Investor

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	30468 TOM RD, ALBEMARLE, NC 28001-8651
Document Number	0000397194
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30468 TOM RD ALBEMARLE NC 280018651, ALBEMARLE, NC 28001-8651

Mortgage

Document Number	0000397194
Date	Jan 19, 2018
Book Page	001636/001573
Instrument	397194

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

The 2026 property tax bill for 30468 Tom Rd was $1,079.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,079.00	$177,045 Land $31,400 Building $145,645	$177,045 Land $31,400 Building $145,645
2023	$1,653.00 (+0.92%)	$118,181 (-) Land $22,535 Building $95,646	$118,181 (-) Land $22,535 Building $95,646
2022	$1,638.00	$118,181 Land $22,535 Building $95,646	$118,181 Land $22,535 Building $95,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30468 Tom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30468 Tom Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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