30467 Alder Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 30467 Alder Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1987
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2023)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`402418479005`

Property Details

APN / Parcel Number

Primary APN	`402418479005`
Alternative APNs	`00958890000006` `10004626558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	1,800 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	294 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00958890000006
Street Address	30467 ALDER RD
City	PUNTA GORDA
State	FL
Zip	33982-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RIDGE HARBOR 4TH ADD LT 535 118/256 889/470 FJD1705/17 2215/1710 2215/1711 2714/804 3389/264&265 4419/1121 4989/204 3312202 FJ3466731
Legal Range	24E
Legal Township	40S
Legal Section	18
Legal Subdivision	RIDGE HARBOR 4TH ADD
Legal Tract	RIH
Legal Block	1
Legal Lot Number	535
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1048
Census Tract	10100

Owner

Source: Charlotte County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage NFM INC
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage IRON BRIDGE MORTGAGE FUND LLC
May 24, 2022	Warranty Deed, Transfer COASTAL SECURITY TITLE INC, COSTAL SECURITY TITLE INC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	20233312202
Prior Transfer Date	Apr 22, 2003
Prior Transfer Doc	2215001710
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 7, 2023
Property Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333
Document Number	0003312202
Map Reference	MB 3 PG 69
Instrument Date	Sep 6, 2023
Instrument	3312202
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 380745, MURDOCK, FL 33938-0745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333

Mortgage

Document Number	0003312203
Date	Sep 7, 2023
Instrument	3312203

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0003312204
Date	Sep 7, 2023
Instrument	3312204

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 ARMSDALE AVE, PORT CHARLOTTE, FL 33948-5004

Mortgage

Document Number	0003192204
Date	Dec 21, 2022
Instrument	3192204

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Mortgage Company
Address	PORTLAND, OR 97225

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2042

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 24, 2022
Property Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333
Document Number	0049890204
Book / Page	4989 / 204
Map Reference	MB 3 PG 69
Instrument Date	May 11, 2022
Instrument	3106108
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	COASTAL SECURITY TITLE INC, COSTAL SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3544 YUKON DR, 3544, PORT CHARLOTTE, FL 33948-7557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 26, 2019
Property Address	30467 ALDER RD, PUNTA GORDA, FL 33982-3333
Document Number	0044191121
Book / Page	004419 / 001121
Instrument Date	Mar 25, 2019
Instrument	2694686
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30467 ALDER RD PUNTA GORDA FL 339823333, PUNTA GORDA, FL 33982-3333

Mortgage

Document Number	44191122
Date	Mar 26, 2019
Book Page	004419/001122
Instrument	2694687

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (-6.34%)	$245,961 (-0.79%) Land $11,900 Building $234,061	$245,961 (+51.79%) Land $11,900 Building $234,061
2023	$4,672.00 (+157.55%)	$247,918 (+127.67%)	$162,038 (-7.57%) Land $14,153 Building $147,885
2022	$1,814.00 Homeowner's exemption	$108,893	$175,309 Land $10,404 Building $164,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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