30463 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30463 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 2019
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$779,000 (Feb 2023)
Tax Bill	$6,153 (2024)
Deeds & Mortgages	Feb 2023 Sale Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00279110-000000`

Property Details

APN / Parcel Number

Primary APN	`00279110-000000`
Alternative APNs	`23662900279110000000` `1351113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,205 sqft Living Area
1st Floor Area	1,294 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Plywood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	695 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1351113
Old Parcel Number	23662900279110000000
Street Address	30463 PALM DR
City	BIG PINE KEY
State	FL
Zip	33043-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LTS 17 & 18 PALM VILLA BIG PINE KEY PB1-89 OR158-387/88 OR515-964D/C OR720-256 OR728-643C OR786-1074 OR813-1382
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	PALM VILLA
Legal Block	9
Legal Lot Number	17-18 18
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2004
Census Tract	971401

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	30463 PALM DR, BIG PINE KEY, FL 33043-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer TRUE TITLE FLORIDA KEYS INC
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Nov 2, 2017	Deed of Trust, Mortgage · Conventional with PMI US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Jan 29, 2004
Deed Document Number	2406428
Deed Book / Page	3211 / 1718
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 10, 2023
Property Address	30463 PALM DR, BIG PINE KEY, FL 33043-4737
Document Number	0032111718
Book / Page	3211 / 1718
Map Reference	MB 1 PG 89
Instrument Date	Feb 10, 2023
Instrument	2406428
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Tax	$5,453.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30342 HIBISCUS LN, BIG PINE KEY, FL 33043-4760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30463 PALM DR, BIG PINE KEY, FL 33043-4737

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30463 PALM DR, BIG PINE KEY, FL 33043-4737
Document Number	0028831707
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30463 PALM DR BIG PINE KEY FL 330434737, BIG PINE KEY, FL 33043-4737

Mortgage

Document Number	0028831707
Date	Dec 20, 2017
Book Page	002883/001707
Instrument	2147962

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30463 PALM DR, BIG PINE KEY, FL 33043-4737
Document Number	0028831714
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30463 PALM DR BIG PINE KEY FL 330434737, BIG PINE KEY, FL 33043-4737

Mortgage

Document Number	0028831714
Date	Dec 20, 2017
Book Page	002883/001714
Instrument	2147963

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,663 (+228.97%) Land $268,000 Building $282,663	$550,663 (+2.23%) Land $268,000 Building $282,663
2024	$6,153.00 (+235.68%)
2023	$1,833.00 (+4.44%) Homeowner's exemption	$167,392 (+5.24%)	$538,662 (+15.5%) Land $284,750 Building $253,912
2022	$1,755.00 Homeowner's exemption	$159,055	$466,390 Land $214,295 Building $252,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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