3046 Mount Clair Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 3046 Mount Clair Rd, Chester, VA 23831 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1972
Square Footage	1,404 sqft Finished Area
Lot Size	40,990 sqft (0.941 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2020)
Tax Bill	$2,498.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`795-65-65-98-300-000`
Alternative APN	`416227001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,404 sqft Finished Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional Style
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	40,990 sqft (0.941 acres)
Deck Area	144 sqft Deck
Patio Area	396 sqft Patio

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	416227001
Street Address	3046 MOUNT CLAIR RD
City	CHESTER
State	VA
Zip	23831-2132
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DALEWOOD SEC 2 001
Legal Subdivision	DALEWOOD
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Minor Civil Division	BERMUDA
Census Blockgroup	1
Census Block	1010
Census Tract	100409

Owner

Source: Chesterfield County records · APN 795-65-65-98-300-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3046 MOUNT CLAIR RD, CHESTER, VA 23831-2132
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STEARNS LNDG LLC
Dec 09, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Prior Sale	Dec 09, 2019 · Amount on Record
Deed Doc Number	202039304
Deed Book / Page	12889 / 607
Record Refreshed	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 07, 2020
Property Address	3046 MOUNT CLAIR RD, CHESTER, VA 23831-2132
Document Number	12889607
Book / Page	012889 / 000607
Instrument Date	Aug 06, 2020
Instrument	39304
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 MOUNT CLAIR RD CHESTER VA 238312132, CHESTER, VA 23831-2132

Mortgage

Document Number	12889611
Date	Aug 07, 2020
Book Page	012889/000611
Instrument	39305

Lender

Name	STEARNS LNDG LLC

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 09, 2019
Property Address	3046 MOUNT CLAIR RD, CHESTER, VA 23831-2132
Document Number	12551410
Book / Page	012551 / 000410
Instrument Date	Dec 04, 2019
Instrument	50134
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$122.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1706 WINBURY DR MIDLOTHIAN VA 231145147, MIDLOTHIAN, VA 23114-5147

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3046 MOUNT CLAIR RD, CHESTER, VA 23831-2132
Document Number	12418805
Instrument Date	Aug 08, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 MOUNT CLAIR RD CHESTER VA 238312132, CHESTER, VA 23831-2132

Mortgage

Document Number	12418805
Date	Aug 21, 2019
Book Page	012418/000805
Instrument	32447

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (+19.07%)	$277,900 (+5.19%) Land $64,000 Building $213,900	$277,900 (+5.19%) Land $64,000 Building $213,900
2025		$264,200 (+15.93%) Land $61,000 Building $203,200	$264,200 (+15.93%) Land $61,000 Building $203,200
2023	$2,098.00	$227,900 Land $54,000 Building $173,900	$227,900 Land $54,000 Building $173,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

3046 Mount Clair Rd, Chester, VA 23831 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Mount Clair Rd

Nearby Streets

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