3046 McKall Cir, Elko, NV 89801 Property Records

Elko County property record for 3046 McKall Cir, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 2007
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Oct 2019)
Tax Bill	$4,303 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-01C-054`

Property Details

APN / Parcel Number

Primary APN	`001-01C-054`
Alternative APN	`001-01C-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,101 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,854 sqft (0.341 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3046 MCKALL CIR
City	ELKO
State	NV
Zip	89801-2476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR1
Legal Description	HERITAGE ESTATES SUBDIVISION PHASE 3 FILE 565051 BEING A PORTION OF MDB&M FORMERLY PORTION OF 001-01C-051 (NOT AUTOMATED CARD, HARD COPY CARD ONLY)
Legal Range	55E
Legal Township	34N
Legal Section	08
Legal Subdivision	HERITAGE ESTATES PHASE 3
Legal Phase	3
Legal Block	2
Legal Lot Number	158
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2022
Census Tract	950701

Owner

3046 McKall Cir is owned and occupied by an individual who bought it in October 2019.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL
Oct 31, 2019	Quit Claim Deed, Transfer STEWART TITLE
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	2019761305
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0000761304
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782036
Date	Feb 3, 2021
Instrument	782036

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Oct 31, 2019
Property Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Document Number	0000761305
Instrument Date	Oct 10, 2019
Instrument	761305
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3046 MCKALL CIR ELKO NV 898012476, ELKO, NV 89801-2476

Mortgage

Document Number	761306
Date	Oct 31, 2019
Instrument	761306

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 31, 2019
Property Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Document Number	0000761304
Instrument Date	Oct 10, 2019
Instrument	761304
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	110 MEADOW RIDGE CT ELKO NV 898018454, ELKO, NV 89801-8454

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Dec 27, 2017
Property Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Document Number	0000735127
Instrument Date	Dec 26, 2017
Instrument	735127
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3046 MCKALL CIR ELKO NV 898012476, ELKO, NV 89801-2476

March 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 21, 2017
Property Address	3046 MCKALL CIR, ELKO, NV 89801-2476
Document Number	0000723154
Map Reference	FILE565051
Instrument Date	Mar 9, 2017
Instrument	723154
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9035 S 1075 W # W102, 9035, WEST JORDAN, UT 84088-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 MCKALL CIR, ELKO, NV 89801-2476

Mortgage

Document Number	0000723155
Date	Mar 21, 2017
Instrument	723155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3046 McKall Cir was $4,303, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,303.00 (+3.02%)	$133,117 (+0.72%) Land $25,375 Building $107,742	$380,334 (+0.72%) Land $72,500 Building $307,834
2025	$4,177.00	$132,162 Land $21,700 Building $110,462	$377,606 Land $62,000 Building $315,606
2023	$3,691.00 (+3.01%)	$120,497 (+15.13%) Land $15,750 Building $104,747	$344,277 (+15.13%) Land $45,000 Building $299,277
2022	$3,583.00	$104,658 Land $15,750 Building $88,908	$299,023 Land $45,000 Building $254,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3046 McKall Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3046 McKall Cir is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

Nearby Properties on McKall Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures