3046 Gamay Ave, Madera, CA 93637 Property Records

Madera County property record for 3046 Gamay Ave, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2018
Lot Size	0.119 acres (5,186 sqft)
Owner	Individual Name on Record
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-610-086-000`

Property Details

APN / Parcel Number

Primary APN	`009-610-086-000`
Alternative APN	`009610086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Basement Area	459 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,186 sqft (0.119 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3046 GAMAY AVE
City	MADERA
State	CA
Zip	93637-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO XVI SUB LOT 102
Legal Subdivision	CAPISTRANO XVI SUB
Legal Lot Number	102
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1033
Census Tract	512

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3046 GAMAY AVE, MADERA, CA 93637-8859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018
Deed Sale	Dec 20, 2018
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	201828285
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	0000028285
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3046 GAMAY AVE, MADERA, CA 93637-8859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014596
Date	Jun 29, 2020
Instrument	2020014596

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Dec 20, 2018
Property Address	3046 GAMAY AVE, MADERA, CA 93637-8859
Document Number	0000028284
Instrument Date	Dec 8, 2018
Instrument	28284
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3046 GAMAY AVE MADERA CA 936378859, MADERA, CA 93637-8859

Mortgage

Document Number	28287
Date	Dec 20, 2018
Instrument	28287

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,954 (+2%) Land $51,199 Building $222,755
2025	$3,601.00 (-0.11%) Homeowner's exemption	$268,584 (+4.04%) Land $50,196 Building $218,388
2024	$3,605.00 (+2.65%)
2023	$3,512.00 (+4.46%) Homeowner's exemption	$258,156 Land $48,248 Building $209,908
2022	$3,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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