3046 Frames Branch Rd, Clay City, KY 40312 Property Records

Powell County property record for 3046 Frames Branch Rd, Clay City, KY 40312

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 1976
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$189,000 (Aug 2021)
Tax Bill$1,697 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-00-00-006.01

Property Details

APN / Parcel Number

Primary APN011-00-00-006.01
Alternative APNs
  • 25458310
  • 108792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,336 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
TerrainRolling
DrivewayGravel Driveway
PorchPorch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number108792
Street Address3046 FRAMES BRANCH RD
CityCLAY CITY
StateKY
Zip40312-9429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 2 ACRES - FRAMES
JurisdictionPOWELL KY
Township / Civil DivisionCLAY CITY
Census Block Group2
Census Block2039
Census Tract970202

Owner

Source: Powell County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3046 FRAMES BRANCH RD, CLAY CITY, KY 40312-9429
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleAug 12, 2016 · Amount on Record
Deed Document Number2021280906
Deed Book / Page206 / 713
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOWELL KY
Recording DateAug 4, 2021
Property Address3046 FRAMES BRANCH RD, CLAY CITY, KY 40312-9429
Document NumberDEED206/713
Book / PageDEED 206 / 713
Instrument DateJul 19, 2021
Instrument280906
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyTITLE SUPPLIERS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 FRAMES BRANCH RD, 65, CLAY CITY, KY 40312-9677

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3046 FRAMES BRANCH RD, CLAY CITY, KY 40312-9429

Mortgage

Document Number280907
DateAug 4, 2021
Instrument280907
Lender
NameHANCOCK MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyPowell County
Unified School DistrictPowell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (-1.74%)$189,000 (-)$189,000 (-)
2023$1,727.00 Homeowner's exemption$189,000$189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOWELL VALLEY WATER DISTRICT
serves 7,128 people · EPA ID KY0990357
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30
BridgeMAXX Suncoast Broadband
Fixed Wireless
10 / 1

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