3046 E State Rd 28, Winchester, IN 47394 Property Records

Randolph County property record for 3046 E State Rd 28, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 2003
Lot Size	9.12 acres (397,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,400 (Dec 2024)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-00020-00`

Property Details

APN / Parcel Number

Primary APN	`008-00020-00`
Alternative APNs	`68-04-24-300-009.000-014` `00000006218`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Metal
Lot Area	397,441 sqft (9.12 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000006218
Street Address	3046 E STATE ROAD 28
City	WINCHESTER
State	IN
Zip	47394-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT NO SW 24-21-14 9.124 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WARD
Census Block Group	1
Census Block	1046
Census Tract	951400

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Sep 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK
Jul 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Deed Document Number	20244563
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664

Mortgage

Document Number	0020202341
Date	Jun 22, 2020
Instrument	20202341

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221829
Date	Apr 6, 2022
Instrument	20221829

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Mar 18, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20182402
Date	Jul 2, 2018
Instrument	20182402

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	18127

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 2, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20173046
Date	Sep 5, 2017
Instrument	20173046

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Aug 16, 2024

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	3046 E STATE ROAD 28, WINCHESTER, IN 47394-8664
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20172715
Date	Jul 31, 2017
Instrument	20172715

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	Greensburg, IN 47240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	Ward Township
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (+74.25%) Homeowner's exemption	$232,300 (+41.3%) Land $27,700 Building $204,600	$232,300 (+41.3%) Land $27,700 Building $204,600
2024	$1,208.00 (-22.76%)
2023		$164,400 (+2.24%) Land $25,900 Building $138,500	$164,400 (+2.24%) Land $25,900 Building $138,500
2022	$1,564.00	$160,800 Land $23,300 Building $137,500	$160,800 Land $23,300 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
NLBC Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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