3046 Bernice Rd, Lansing, IL 60438 Property Records

Cook County property record for 3046 Bernice Rd, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,384 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2023)
Tax Bill	$4,202 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-30-222-046`

Property Details

APN / Parcel Number

Primary APN	`30-30-222-046`
Alternative APN	`30-30-222-046-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3046 BERNICE RD
City	LANSING
State	IL
Zip	60438-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	15E
Legal Township	36N
Legal Section	30
Legal Subdivision	BERNICE VILLA
Legal Block	6
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	1
Census Block	1024
Census Tract	827902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3046 BERNICE RD, LANSING, IL 60438-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Nov 1, 2023	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Nov 1, 2023	Administrator's Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Deed Document Number	202315011
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0000015010
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3046 BERNICE RD, LANSING, IL 60438-1234
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 BERNICE RD, LANSING, IL 60438-1234

Mortgage

Document Number	0030830205
Date	Nov 4, 2025
Instrument	2530830205

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2053

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3046 BERNICE RD, LANSING, IL 60438-1234
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 BERNICE RD, LANSING, IL 60438-1234

Mortgage

Document Number	0006601011
Date	Mar 6, 2024
Instrument	2406601011

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Nov 1, 2023
Property Address	3046 BERNICE RD, LANSING, IL 60438-1234
Document Number	0030515010
Instrument Date	Sep 20, 2023
Instrument	2330515010
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 BERNICE RD, LANSING, IL 60438-1234

November 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COOK IL
Recording Date	Nov 1, 2023
Property Address	3046 BERNICE RD, LANSING, IL 60438-1234
Document Number	0030515011
Instrument Date	Sep 20, 2023
Instrument	2330515011
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 BERNICE RD, LANSING, IL 60438-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 BERNICE RD, LANSING, IL 60438-1234

Mortgage

Document Number	0030515012
Date	Nov 1, 2023
Instrument	2330515012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Lansing Village
Elementary School District	Lansing School District 158 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 (+49.53%) Land $2,400 Building $9,600	$120,000 (+49.53%) Land $24,000 Building $96,000
2023	$4,202.00 (+40.44%)
2022	$2,992.00 (+0.84%)	$8,025 (-) Land $2,100 Building $5,925	$80,250 (-) Land $21,000 Building $59,250
2021	$2,967.00 Homeowner's exemption	$8,025 Land $2,100 Building $5,925	$80,250 Land $21,000 Building $59,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	116 (1981–2018)
Claims Outside the SFHA	5 of 116
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Jul 2010 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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