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3045 Westside Dr, Chattanooga, TN 37404 Property Records

Hamilton County property record for 3045 Westside Dr, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · built 2025
Lot Size0.242 acres (10,545 sqft)
OwnerCompany Name on File
Tax Bill$548 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN168C B 012

Property Details

APN / Parcel Number

Primary APN168C B 012
Alternative APN
  • 0000108423

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,545 sqft (0.242 acres)
Lot Dimensions140 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000108423
Street Address3045 WESTSIDE DR
CityCHATTANOOGA
StateTN
Zip37404-5967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 29 OVERLOOK ADDN PB 6 PG 61 REV PB 124 PG 96
Legal SubdivisionOVERLOOK ADDN
Legal Lot Number29
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1015
Census Tract2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3045 Westside Dr is owned by a company that acquired it in August 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 80902, CHATTANOOGA, TN 37414-7902
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Deed of Trust, Mortgage · Construction Mortgage
SMARTBANK
Aug 24, 2018Quit Claim Deed, Transfer
TITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleMay 19, 2016 · Amount on File
Last Transfer DateAug 24, 2018
Transfer Doc0824000236
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3045 WESTSIDE DR, CHATTANOOGA, TN 37404-5967
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000036
DateApr 5, 2024
Book Page13556/987
Instrument2024040500036
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueMar 27, 2025

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 24, 2018
Property AddressWESTSIDE DR, CHATTANOOGA, TN 37404
Document Number0824000236
Book / Page011436 / 000035
Instrument DateAug 24, 2018
Instrument180824000236
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyTITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1906 E 4TH ST CHATTANOOGA TN 374042611, CHATTANOOGA, TN 37404-2611

Tax Assessment & Valuation

The 2025 property tax bill for 3045 Westside Dr was $548, up 393.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$548.00 (+393.69%)$36,200 (+624%)$144,800 (+624%) Land $50,000 Building $94,800
2024$111.00$5,000 (-)$20,000 (-) Land $20,000
2023$111.00 (+42.31%)$5,000 (+42.86%)$20,000 (+42.86%) Land $20,000
2022$78.00$3,500$14,000 Land $14,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3045 Westside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3045 Westside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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