3045 Troy Sidney Rd, Troy, OH 45373 Property Records

Miami County property record for 3045 Troy Sidney Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1948
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K30-037400`

Property Details

APN / Parcel Number

Primary APN	`K30-037400`
Alternative APNs	`011114.0-01-031-00` `K30ST022 02700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	2,328 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Detached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3045 TROY SIDNEY RD
City	TROY
State	OH
Zip	45373-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-14 SW COR SW
Legal Range	11
Legal Township	01
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1024
Census Tract	365101

Owner

3045 Troy Sidney Rd is owned and occupied by an individual who bought it in August 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 1, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Feb 1, 2023 · Amount on File
Deed Document Number	20239355
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799

Mortgage

Document Number	0000012534
Date	Dec 3, 2024
Instrument	2024OR-12534

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 25, 2023
Property Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799
Document Number	0000009355
Instrument Date	Aug 7, 2023
Instrument	2023OR-09355
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	BUCKEYE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009356
Date	Aug 25, 2023
Instrument	2023OR-09356

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 1, 2023
Property Address	3045 TROY SIDNEY RD, TROY, OH 45373-9799
Document Number	0000001107
Instrument Date	Jan 30, 2023
Instrument	2023OR-01107
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 E STATLER RD, PIQUA, OH 45356-9275
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3045 Troy Sidney Rd was $2,028 with a homeowner's exemption, up 11.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (+11.55%) Homeowner's exemption	$69,480 (+31.54%) Land $21,980 Building $47,500	$198,500 Land $62,800 Building $135,700
2024	$1,818.00 (-0.76%) Homeowner's exemption	$52,820 (-) Land $20,020 Building $32,800
2023	$1,832.00 (-4.03%)	$52,820 (-) Land $20,020 Building $32,800	$150,900 (-) Land $57,200 Building $93,700
2022	$1,909.00	$52,820 Land $20,020 Building $32,800	$150,900 Land $57,200 Building $93,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3045 Troy Sidney Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3045 Troy Sidney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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