3045 Spring Garden Dr, San Jose, CA 95127 Property Records

Santa Clara County property record for 3045 Spring Garden Dr, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 996 sqft · built 1959
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Sep 2026)
Tax Bill	$10,398 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`484-12-034`

Property Details

APN / Parcel Number

Primary APN	`484-12-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,610 sqft (0.198 acres)
Lot Dimensions	105 ft deep x 82 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3045 SPRING GARDEN DR
City	SAN JOSE
State	CA
Zip	95127-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2285 S BOOK 105 PAGE 27 LOT 70
Legal Subdivision	SADDLE MOUNTAIN ESTATES
Legal Tract	2285
Legal Lot Number	70
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	503903

Owner

Source: Santa Clara County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 26, 2022	Intrafamily Transfer, Transfer
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Mar 27, 2015 · Amount on Record
Deed Document Number	202626056587
Prior Transfer Date	Jul 24, 1996
Prior Transfer Doc	0013406384
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 28, 2026
Property Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Document Number	0026056587
Instrument Date	Sep 9, 2026
Instrument	202626056587
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871

Mortgage

Document Number	0000056588,
Date	Sep 28, 2026
Instrument	202656588

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 26, 2022
Property Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Document Number	0025364310
Map Reference	MB 105 PG 27
Instrument Date	Aug 23, 2022
Instrument	25364310
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2951 HEIDI DR, SAN JOSE, CA 95132-2720

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871

Mortgage

Document Number	0025230579
Date	Feb 1, 2022
Instrument	25230579

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 20, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871

Mortgage

Document Number	0024943563
Date	Apr 30, 2021
Instrument	24943563

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SPRING GARDEN DR, SAN JOSE, CA 95127-1871

Mortgage

Document Number	0024646044
Date	Oct 7, 2020
Instrument	24646044

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,321 (+2%) Land $410,301 Building $221,020
2025	$10,398.00 (+4.38%)	$618,943 (+4.04%) Land $402,256 Building $216,687
2023	$9,962.00 (+8.67%)	$594,911 Land $386,637 Building $208,274
2022	$9,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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