Clay County property record for 3045 Smith Mill Rd, Delta, AL 36258
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,792 sqft · built 1961 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (May 2026) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01-06-13-0-000-011.000 |
| Primary APN | 17-01-06-13-0-000-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Upper Floors Area | 220 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Carport |
| Garage Area | 1,200 sqft |
| Carport | Carport |
| Carport Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Utility Building | 1,200 sqft |
| Account Number | 309 |
|---|---|
| Street Address | 3045 SMITH MILL RD |
| City | DELTA |
| State | AL |
| Zip | 36258-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 AC (D): E1 2-SE1 4-SE1 4 LESS 5 AC OF UNIFORM WIDTH OFF S SIDE LESS RD ROW S13 T18S R9E DEED REF: DB 63 101NBHD: 01-COUNTY |
| Legal Range | 09E |
| Legal Township | 18S |
| Legal Section | 13 |
| Jurisdiction | CLAY AL |
| Township / Civil Division | LINEVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 958900 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3206 SHILOH CHURCH RD, DELTA, AL 36258-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY AL |
| Recording Date | May 26, 2026 |
| Property Address | 3045 SMITH MILL RD, DELTA, AL 36258-5230 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2026 |
| Title Company | WATERFRONT TITLE AGENCY, WATERFRONT CLOSING & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Date | May 26, 2026 |
|---|
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clay County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Clay County |
| Unified School District | Clay County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,950 (-) Land $3,930 Building $8,020 | $119,500 (-) Land $39,300 Building $80,200 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $11,950 Land $3,930 Building $8,020 | $119,500 Land $39,300 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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