Suffolk City property record for 3045 Silver Charm Cir, Suffolk, VA 23435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,148 sqft · built 2006 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,900 (Sep 2023) |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2021 Sale & Mortgage |
| APN | 12Q*113 |
| Primary APN | 12Q*113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|
| Account Number | 306000150 |
|---|---|
| Street Address | 3045 SILVER CHARM CIR |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED DEV OVERLAY |
| Legal Description | L.113,HIGHLAND GREEN,PH.1 |
| Legal Subdivision | HIGHLAND GREEN |
| Legal Phase | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 75203 |
3045 Silver Charm Cir is owned and occupied by an individual who bought it in September 2023.
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3045 SILVER CHARM CIR, SUFFOLK, VA 23435-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | May 25, 2021 · Amount on File |
| Deed Document Number | 230010015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Sep 20, 2023 |
| Property Address | 3045 SILVER CHARM CIR, SUFFOLK, VA 23435-3342 |
| Document Number | 0230010015 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 230010015 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | TRUE NORTH TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3045 SILVER CHARM CIR, SUFFOLK, VA 23435-3342 |
| Document Number | 0230010016 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 230010016 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 31, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 25, 2021 |
| Property Address | 3045 SILVER CHARM CIR, SUFFOLK, VA 23435-3342 |
| Document Number | 210009140 |
| Instrument Date | May 21, 2021 |
| Instrument | 210009140 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3045 SILVER CHARM CIR, SUFFOLK, VA 23435-3342 |
| Document Number | 210009143 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 210009143 |
| Name | CBM MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3045 Silver Charm Cir was $4,314, up 4.4% from the year before.
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,200 (+3.29%) Land $80,000 Building $281,200 | ||
| 2025 | $4,314.00 (+4.35%) | $361,200 (+3.29%) Land $80,000 Building $281,200 | $349,700 Land $80,000 Building $269,700 |
| 2024 | $4,134.00 (+17.04%) | $349,700 (+7.9%) Land $80,000 Building $269,700 | |
| 2023 | $3,532.00 | $324,100 Land $80,000 Building $244,100 | $324,100 Land $80,000 Building $244,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3045 Silver Charm Cir; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3045 Silver Charm Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
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