3045 Shallow Ridge Rd, White Pine, TN 37890 Property Records

Jefferson County property record for 3045 Shallow Ridge Rd, White Pine, TN 37890

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2.5 ba · 7,192 sqft · built 1992
Lot Size	15 acres (654,271 sqft)
Owner	Individual Name on Record
Last Sale	$1,130,650 (May 2026)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-038.00`

Property Details

APN / Parcel Number

Primary APN	`049-038.00`
Alternative APNs	`0304904903800` `045049 03800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	7,192 sqft Gross Area
1st Floor Area	3,596 sqft
Basement Area	3,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	654,271 sqft (15 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	780 sqft
Patio Area	844 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3045 SHALLOW RIDGE RD
City	WHITE PINE
State	TN
Zip	37890-4131
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	A-1
Legal Description	DISTRICT: 3
Jurisdiction	JEFFERSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1078
Census Tract	70101

Owner

Source: Jefferson County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LEGACY BANK
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LEGACY BANK
Dec 27, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 17, 2025 · Amount on Record
Deed Document Number	20264304
Deed Book / Page	1959 / 168
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0000018566
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	May 29, 2026
Property Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131
Document Number	0001959168
Book / Page	1959 / 168
Instrument Date	May 27, 2026
Instrument	20264304
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	RIDGE TITLE, BLUE RIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422,524.41
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131

Mortgage

Document Number	0000004305,
Date	May 29, 2026
Instrument	20264305

Lender

Name	LEGACY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	May 29, 2026
Property Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131
Document Number	0000004304
Book / Page	1959 / 168
Instrument Date	May 27, 2026
Instrument	20264304
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	BLUE RIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422,524.41
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131

Mortgage

Document Number	0000004305,
Date	May 29, 2026
Instrument	20264305

Lender

Name	LEGACY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON TN
Recording Date	Dec 27, 2024
Property Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131
Document Number	0000018566
Book / Page	1856 / 6
Instrument Date	Dec 16, 2024
Instrument	24009033
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SHALLOW RIDGE RD, WHITE PINE, TN 37890-4131

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+16.43%)	$190,175 (+95.05%) Land $34,875 Building $155,300	$760,700 (-) Land $139,500 Building $621,200
2024	$2,434.00 (+14%)		$760,700 (+95.05%) Land $139,500 Building $621,200
2022	$2,135.00	$97,500 Land $10,150 Building $87,350	$390,000 Land $40,600 Building $349,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Ultranet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shallow Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures