3045 Seekonk Ave, Elgin, IL 60124 Property Records

Kane County property record for 3045 Seekonk Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,917 sqft · built 2005
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2020)
Tax Bill	$11,382 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-353-001`

Property Details

APN / Parcel Number

Primary APN	`06-17-353-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	4,513 sqft
Basement Area	1,596 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3045 SEEKONK AVE
City	ELGIN
State	IL
Zip	60124-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 179
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	179
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	851911

Owner

3045 Seekonk Ave is owned and occupied by an individual who bought it in April 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 22, 2020	Warranty Deed, Transfer · FHA Mortgage THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Aug 26, 2005 · Amount on File
Deed Document Number	202020025
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000020025
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937
Document Number	0000027985
Instrument Date	Jun 22, 2026
Instrument	202627985
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937

Mortgage

Document Number	0000027985,
Date	Jul 2, 2026
Instrument	202627985

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.25%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075180
Date	Oct 5, 2021
Instrument	2021K075180

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 22, 2020
Property Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937
Document Number	0000020025
Map Reference	DOC 2004K032369
Instrument Date	Mar 19, 2020
Instrument	2020K020025
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 SEEKONK AVE, ELGIN, IL 60124-8937

Mortgage

Document Number	0000020026
Date	Apr 22, 2020
Instrument	2020K020026

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3045 Seekonk Ave was $11,382 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,382.00 Homeowner's exemption	$153,341 (+8.57%) Land $43,240 Building $110,101	$460,207 (+8.57%) Land $129,772 Building $330,435
2024		$141,237 Land $39,827 Building $101,410	$423,881 Land $119,529 Building $304,352
2022	$10,571.00 (+3.41%) Homeowner's exemption	$116,346 (+6.96%) Land $32,808 Building $83,538	$349,038 (+6.96%) Land $98,424 Building $250,614
2021	$10,222.00 Homeowner's exemption	$108,775 Land $30,673 Building $78,102	$326,325 Land $92,019 Building $234,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3045 Seekonk Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3045 Seekonk Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

Nearby Properties on Seekonk Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures