3045 S Lock St, Chicago, IL 60608 Property Records

Cook County property record for 3045 S Lock St, Chicago, IL 60608

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 968 sqft · built 1883
Lot Size0.063 acres (2,760 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Jan 2025)
Tax Bill$1,971 (2023)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-29-323-012

Property Details

APN / Parcel Number

Primary APN17-29-323-012
Alternative APN
  • 17-29-323-012-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area968 sqft Living Area
1st Floor Area968 sqft

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1885
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area2,760 sqft (0.063 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address3045 S LOCK ST
CityCHICAGO
StateIL
Zip60608-5531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Range14E
Legal Township39N
Legal Section29
Legal SubdivisionFAKES
Legal Block28
Legal Lot Number2,3
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1011
Census Tract600700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3836 S WASHTENAW AVE, CHICAGO, IL 60632-1638
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2025 · Amount on Record
Deed SaleJan 15, 2025 · Amount on Record
Deed Document Number202524073
Record UpdatedSep 20, 2026

June 2017: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionCOOK IL
Recording DateJun 6, 2017
Property Address3045 S LOCK ST, CHICAGO, IL 60608-5531
Document Number1715749192
Instrument DateMay 26, 2017
Instrument15749192
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 S LOCK ST CHICAGO IL 606085531, CHICAGO, IL 60608-5531

Mortgage

Document Number1715749193
DateJun 6, 2017
Instrument15749193
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueJun 5, 2093
Interest
Rate TypeAdjustable Rate
Rate4.38%

Mortgage

Document Number1715749194,
DateJun 6, 2017
Instrument15749194
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueJun 5, 2093
Interest
Rate TypeAdjustable Rate
Rate4.38%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 (-4.35%) Land $12,497 Building $9,503$220,000 (-4.35%) Land $124,970 Building $95,030
2023$1,971.00 (-0.55%)
2022$1,982.00 Homeowner's exemption Senior Citizen's exemption$23,000 Land $11,040 Building $11,960$230,000 Land $110,400 Building $119,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on S Lock St

Nearby Streets

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