Highlands County property record for 3045 Royal Oaks Ct, Sebring, FL 33875
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,985 sqft · built 2009 |
| Lot Size | 0.05 acres (2,218 sqft) |
| Owner | Trust Name on File |
| Last Sale | $360,000 (Aug 2025) |
| Tax Bill | $3,355 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-140-0000-0100 |
| Primary APN | C-09-35-28-140-0000-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,218 sqft (0.05 acres) |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3045 ROYAL OAKS CT |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3FUD |
| Legal Description | ROYAL OAKS PER OR 2094-1865 UNIT 10 + INT IN COMMON AR |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | ROYAL OAKS |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961301 |
3045 Royal Oaks Ct, a townhouse, is owner-occupied and held in a trust since August 2025.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3045 ROYAL OAKS CT, SEBRING, FL 33875-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Feb 29, 2016 · Amount on File |
| Deed Document Number | 2272397 |
| Deed Book / Page | 3136 / 1083 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,691 Land $12,500 Building $237,191 | $249,691 Land $12,500 Building $237,191 | |
| 2024 | $3,355.00 (+10.76%) | ||
| 2023 | $3,029.00 (+4.05%) | $198,640 (+3.01%) Land $10,000 Building $188,640 | $198,640 (+3.01%) Land $10,000 Building $188,640 |
| 2022 | $2,911.00 | $192,839 Land $10,000 Building $182,839 | $192,839 Land $10,000 Building $182,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3045 Royal Oaks Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3045 Royal Oaks Ct is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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