Trumbull County property record for 3045 Ridge Rd, Cortland, OH 44410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-113705 |
| Primary APN | 17-113705 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3045 RIDGE RD |
|---|---|
| City | CORTLAND |
| State | OH |
| Zip | 44410-9480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54 3&5 150F PT 2.00A RIDGE ROAD |
| Legal Subdivision | PART/SURV/SEC 54 |
| Legal Lot Number | 3 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | FOWLER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 931100 |
Source: Trumbull County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3045 RIDGE RD, CORTLAND, OH 44410-9480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 3045 RIDGE RD, CORTLAND, OH 44410-9480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3045 RIDGE RD, CORTLAND, OH 44410-9480 |
| Document Number | 0000002570 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 202302210002570 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Fowler Township |
| Unified School District | Mathews Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 | $56,280 (-) Land $6,650 Building $49,630 | |
| 2024 | $2,332.00 (+0.73%) | $56,280 (-) Land $6,650 Building $49,630 | |
| 2023 | $2,315.00 (-2.11%) | $56,280 (+20.88%) Land $6,650 Building $49,630 | $160,800 (+20.9%) Land $19,000 Building $141,800 |
| 2022 | $2,365.00 | $46,560 Land $6,060 Building $40,500 | |
| 2020 | $133,000 Land $17,300 Building $115,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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