3045 Red Oak Rd, Reading, PA 19605 Property Records

Berks County property record for 3045 Red Oak Rd, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,521 sqft · built 1952
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Oct 2018)
Tax Bill$2,384 (2026)
Deeds & MortgagesSep 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5308-10-47-0492

Property Details

APN / Parcel Number

Primary APN5308-10-47-0492
Alternative APNs
  • 66-5308-10-47-0492
  • 66127050
  • 127050

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,521 sqft Living Area
1st Floor Area3,521 sqft
Basement Area1,380 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area32,670 sqft (0.75 acres)
TerrainAbove Road/Slope
View / LotNeighborhood
Garage TypeAttached
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66127050
Street Address3045 RED OAK RD
CityREADING
StatePA
Zip19605-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMUHLENBERG PARK
Legal Block47
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group2
Census Block2051
Census Tract12701

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3045 RED OAK RD, READING, PA 19605-2304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SECURE ONE CAPITAL CORP
Oct 1, 2018Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleFeb 3, 2015 · Amount on Record
Deed Document Number201833969
Prior Transfer DateDec 11, 2003
Prior Transfer Doc0000012445
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address3045 RED OAK RD, READING, PA 19605-2304
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO OF CA TUSTIN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048846
DateSep 29, 2021
Instrument2021048846
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateOct 1, 2018
Property Address3045 RED OAK RD, READING, PA 19605-2304
Document Number0000033969
Instrument DateSep 28, 2018
Instrument2018033969
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 RED OAK RD, READING, PA 19605-2304

Mortgage

Document Number0000033970
DateOct 1, 2018
Instrument2018033970
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,384.00 (+6.91%) Homeowner's exemption$158,800 (-) Land $47,800 Building $111,000$47,800 (-69.9%) Land $47,800
2024$2,230.00$158,800 Land $47,800 Building $111,000
1994$158,800 Land $47,800 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2020–2023)
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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