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3045 Ranney Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3045 Ranney Dr, Navarre, FL 32566 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 1994
Lot Size0.625 acres (27,225 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Jun 2000)
Tax Bill$1,752 (2024)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN03-2S-27-0000-00183-0000

Property Details

APN / Parcel Number

Primary APN03-2S-27-0000-00183-0000
Alternative APN
  • S272030000001830000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,992 sqft Living Area
Gross Area3,657 sqft
1st Floor Area1,630 sqft
Upper Floors Area362 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area27,225 sqft (0.625 acres)
Garage TypeAttached
Garage Area775 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area450 sqft
Patio Area440 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3045 RANNEY DR
CityNAVARRE
StateFL
Zip32566-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 156 & 157 OF UNREC LEGEND WOODS ESTATES FURTHER DES AS: COM AT I/S S R/W HWY 399 & W L INE OF E2 OF SW4 OF SEC TH N 47*41'08E ALONG R/W 17.81 FT TH NELY ALONG CURVE 1084.55 FT TH S 87*22'22E ALONG R/W 9 8.82 FT TH S 1*22'06E 100 FT TO POB TH CON
Legal Range27W
Legal Township2S
Legal Section03
Legal SubdivisionLEGEND WOODS ESTATES
Legal Lot Number156
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1016
Census Tract10820

Owner

Source: Santa Rosa County records · APN 03-2S-27-0000-00183-0000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3045 RANNEY DR, NAVARRE, FL 32566-8013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2000 · Amount on Record
Deed SaleJun 14, 2000 · Amount on Record
Prior SaleMar 20, 2000 · Amount on Record
Deed Book / Page1831 / 1368
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3045 RANNEY DR, NAVARRE, FL 32566-8013
Transaction TypeMortgage
Record UpdatedDec 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 RANNEY DR, NAVARRE, FL 32566-8013

Mortgage

Document Number0046761967
DateNov 06, 2025
Book Page4676/1967
Instrument202552355
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$178,720 (+2.9%)$356,401 (+5.64%) Land $81,000 Building $275,401
2024$1,752.00 (+2.82%) Homeowner's exemption$173,683 (+3%)$337,385 (+6.58%) Land $81,000 Building $256,385
2023$1,704.00 (+3.21%) Homeowner's exemption$168,624 (+3%)$316,553 (+1.38%) Land $63,000 Building $253,553
2022$1,651.00 Homeowner's exemption$163,713$312,233 Land $63,000 Building $249,233

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 311 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
272 of 311 on primary residences
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 35 claims
  • Hurricane Frances (Sep 2004), 11 claims
  • Hurricane Opal (Oct 1995), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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