3045 Ramage Dr, Paducah, KY 42003 Property Records

McCracken County property record for 3045 Ramage Dr, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,395 sqft · built 1973
Lot Size0.032 acres (1,395 sqft)
Owner2 Individual Names on Record
Last Sale$96,000 (Mar 2026)
Tax Bill$1,266 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN121-20-03-004

Property Details

APN / Parcel Number

Primary APN121-20-03-004
Alternative APN
  • 124872

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,395 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,395 sqft (0.032 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number124872
Street Address3045 RAMAGE DR
CityPADUCAH
StateKY
Zip42003-8517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17-15-49 IRG TR 3045 RAMAGE DR L3D
Legal SubdivisionRED OAKS ESTATES
Legal Tract3045
Legal Lot Number3D
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group4
Census Block4011
Census Tract31000

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3045 RAMAGE DR, PADUCAH, KY 42003-8517
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleJun 9, 2021 · Amount on Record
Deed Document Number2026735057
Deed Book / Page1538 / 668
Prior Transfer DateMar 11, 2026
Prior Transfer Doc0000735057
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCCRACKEN KY
Recording DateMar 12, 2026
Property Address3045 RAMAGE DR, PADUCAH, KY 42003-8517
Document Number0D1538/668
Book / PageD1538 / 668
Map ReferenceMB G PG 546
Instrument DateMar 11, 2026
Instrument735057
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address100 WELLINGTON CIR, PADUCAH, KY 42003-5135

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 RAMAGE DR, PADUCAH, KY 42003-8517

Mortgage

Document Number0000735058
DateMar 12, 2026
Instrument735058
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2056
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,000 (-)$127,000 (-)
2025$1,266.00 (+2.43%)$127,000 (-)$127,000 (-)
2023$1,236.00 (-1.67%)$127,000 (-)$127,000 (-)
2022$1,257.00$127,000$127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (1996–2025)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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