Pinellas County property record for 3045 Pine Forest Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 1987 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $381,950 (Jan 2021) |
| Tax Bill | $6,081 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-8495-9 |
| Primary APN | C62-000-757-8495-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,850 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R352358 |
|---|---|
| Street Address | 3045 PINE FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | HAMLET AT BENTLEY PARK PHASE II LOT 93 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 32 |
| Legal Subdivision | HAMLET AT BENTLEY PARK |
| Legal Phase | 2 |
| Legal Tract | 35358 |
| Legal Lot Number | 93 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27316 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3045 PINE FOREST DR, PALM HARBOR, FL 34684-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Prior Sale | Dec 6, 1993 · Amount on Record |
| Deed Document Number | 20219048 |
| Deed Book / Page | 21337 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3045 PINE FOREST DR, PALM HARBOR, FL 34684-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0212740675 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 21274/675 |
| Instrument | 2020356986 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 3045 PINE FOREST DR, PALM HARBOR, FL 34684-1834 |
| Document Number | 0213370455 |
| Book / Page | 21337 / 455 |
| Map Reference | MB 89 PG 29-31 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021009048 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,674.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 761 KINNEY AVE NW, 761, GRAND RAPIDS, MI 49534-4514 |
| Name | Verified Name |
|---|---|
| Address | 3045 PINE FOREST DR, PALM HARBOR, FL 34684-1834 |
| Document Number | 0021337457 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 21337/457 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,081.00 (+7.31%) Homeowner's exemption | $371,249 (+5.99%) | $416,139 (+5.4%) Land $124,754 Building $291,385 |
| 2023 | $5,667.00 (+2.76%) Homeowner's exemption | $350,278 (+3%) | $394,836 (+16.1%) Land $168,950 Building $225,886 |
| 2022 | $5,515.00 Homeowner's exemption | $340,076 | $340,076 Land $169,557 Building $170,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2001–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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