Anne Arundel County property record for 3045 Old Channel Rd, Laurel, MD 20724
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,032 sqft · built 1996 |
| Lot Size | 0.142 acres (6,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $39,500 (Nov 1995) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90085614 |
| Primary APN | 04-675-90085614 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,188 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 276 sqft |
| Deck Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590085614 |
|---|---|
| Street Address | 3045 OLD CHANNEL RD |
| City | LAUREL |
| State | MD |
| Zip | 20724-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 107 PAR 8 PH 2 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 107 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 740502 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3045 OLD CHANNEL RD, LAUREL, MD 20724-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1995 · Amount on Record |
| Deed Sale | Nov 20, 1995 · Amount on Record |
| Deed Document Number | 199511387 |
| Deed Book / Page | 7226 / 31 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3045 OLD CHANNEL RD, LAUREL, MD 20724-2922 |
| Document Number | 0342180038 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3045 OLD CHANNEL RD LAUREL MD 207242922, LAUREL, MD 20724-2922 |
| Document Number | 0342180038 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 034218/000038 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2035 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,900 (+21.07%) | $583,700 (+15.01%) Land $226,500 Building $357,200 | |
| 2025 | $4,262.00 (+20.12%) | ||
| 2023 | $3,548.00 Homeowner's exemption | $440,167 | $507,500 Land $226,500 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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