Suffolk County and Southampton Town property record for 3045 Mitchell Rd, Westhampton Beach, NY 11978
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1991 |
| Lot Size | 0.013 acres (575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,999 (Dec 2024) |
| Tax Bill | $1,242 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0905-011.03-01.00-045.000 |
| Primary APN | 0905-011.03-01.00-045.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 575 sqft (0.013 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3045 MITCHELL RD |
|---|---|
| State | NY |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF20 |
| Legal Description | BLK 8 LOT 3045D |
| Legal Subdivision | WSTHMPTN LNDNG CONDO |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 190502 |
3045 Mitchell Rd is owned by two individuals who bought it in December 2024.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 MAIZE CT, MELVILLE, NY 11747-3224 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY BANK |
| Dec 30, 2024 | Deed, Transfer · ARM DIME COMMUNITY BANK |
| Sep 20, 2019 | Grant Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Deed Book / Page | 13277 / 957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3045 MITCHELL RD, WESTHAMPTON BEACH, NY 11978 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233380940 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 23338/940 |
| Instrument | DM042267 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 30, 2024 |
| Property Address | 3045 MITCHELL RD, WESTHAMPTON BEACH, NY 11978 |
| Document Number | 0132770957 |
| Book / Page | 13277 / 957 |
| Instrument Date | Nov 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MAIZE CT, MELVILLE, NY 11747-3224 |
| Document Number | 0023631945 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 23631/945 |
| Name | DIME COMMUNITY BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2029 |
| Margin | 3 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 3045 MITCHELL RD, WESTHAMPTON BEACH, NY 11978 |
| Document Number | 0130290641 |
| Book / Page | 013029 / 000641 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 W 57TH ST NEW YORK NY 100193328, NEW YORK, NY 10019-3328 |
| Document Number | 230620778 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 023062/000778 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Westhampton Beach Village |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,000 (-) Building $209,000 | $331,746 (-) Building $331,746 | |
| 2024 | $1,242.00 | $209,000 (-) Building $209,000 | $331,746 (+10.32%) Building $331,746 |
| 2023 | $209,000 Building $209,000 | $300,719 Building $300,719 | |
| 2020 | $1,573.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3045 Mitchell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 367 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 50 condo units |
| Nearby Flood Claims | 932 (1978–2026) |
| Claims Outside the SFHA | 77 of 932 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3045 Mitchell Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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