3045 Martha St, Hammond, IN 46323 Property Records

Lake County property record for 3045 Martha St, Hammond, IN 46323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1952
Lot Size	0.195 acres (8,512 sqft)
Owner	Individual Name on File
Tax Bill	$1,565 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0052-0014`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0052-0014`
Alternative APNs	`45-07-09-277-015.000-023` `263400520014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,512 sqft (0.195 acres)
Lot Dimensions	133 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0052-0014
Old Parcel Number	263400520014
Street Address	3045 MARTHA ST
City	HAMMOND
State	IN
Zip	46323-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTMANS GARDENS 2ND ADD. 'EX. N.50 FT.' L.5 BL.2
Legal Subdivision	HARTMANS GARDENS 2ND ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	5
Census Block	5015
Census Tract	21000

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3045 MARTHA ST, HAMMOND, IN 46323-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit INDIANA & COMMUNITY DEVELOPMENT AUTHORIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2016
Deed Sale	Jul 15, 2016
Prior Sale	Jan 15, 2008
Deed Document Number	2016 43697
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3045 MARTHA ST, HAMMOND, IN 46323-1603
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038523
Date	Nov 22, 2023
Instrument	2023-538523

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3045 MARTHA ST, HAMMOND, IN 46323-1603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010809
Date	Feb 21, 2017
Instrument	2017 010809

Lender

Name	INDIANA & COMMUNITY DEVELOPMENT AUTHORIT
Type	Non-Lending Institution
Address	HAMMOND, IN 46323

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,800 (+19.86%) Land $32,200 Building $109,600	$141,800 (+19.86%) Land $32,200 Building $109,600
2024	$1,565.00 (+12.43%)
2023		$118,300 (+5.81%) Land $32,500 Building $85,800	$118,300 (+5.81%) Land $32,500 Building $85,800
2022	$1,392.00 Homeowner's exemption	$111,800 Land $32,500 Building $79,300	$111,800 Land $32,500 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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