Klamath County property record for 3045 Madison St, Klamath Falls, OR 97603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,580 sqft · built 1968 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,619 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R559960 |
| Primary APN | R559960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 559960 |
|---|---|
| Street Address | 3045 MADISON ST |
| City | KLAMATH FALLS |
| State | OR |
| Zip | 97603-7031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | VALLEY VIEW LOT 3 |
| Legal Range | 09E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | VALLEY VIEW |
| Legal Lot Number | 3 |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | KLAMATH FALLS |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 971300 |
3045 Madison St is owned and occupied by two individuals who acquired it in January 2026.
Source: Klamath County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 11, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 23, 2022 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Oct 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2026 |
| Deed Sale | Jan 2, 2026 |
| Prior Sale | Aug 11, 2023 · Amount on File |
| Deed Document Number | 20264 |
| Deed Book / Page | 2026 / 4 |
| Prior Transfer Date | Dec 18, 2025 |
| Prior Transfer Doc | 0000000004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Jan 2, 2026 |
| Property Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000000004 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026-000004 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000000005 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2026-000005 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Aug 11, 2023 |
| Property Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000006853 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023-006853 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000006854 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-006854 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Jun 23, 2022 |
| Property Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000007776 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022-007776 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000007777 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-007777 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Oct 17, 2017 |
| Property Address | 3045 MADISON ST, KLAMATH FALLS, OR 97603-7031 |
| Document Number | 0000011880 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017-011880 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 7625, KLAMATH FALLS, OR 97602 |
| Document Number | 0000011881 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017-011881 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 3045 Madison St was $1,619, up 2.7% from the year before.
Source: Klamath County assessment roll, as of November 12, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Unified School District | Klamath County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,619.00 (+2.73%) | $132,240 (+3%) | $281,780 (+11.02%) Land $85,570 Building $196,210 |
| 2024 | $1,576.00 (+3.75%) | $128,390 (-) | $253,810 (+62.2%) Land $81,900 Building $171,910 |
| 2023 | $1,519.00 (+2.7%) | $128,390 (+6.08%) | $156,480 (-30.16%) Land $74,630 Building $81,850 |
| 2022 | $1,479.00 | $121,030 | $224,060 Land $74,630 Building $149,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3045 Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3045 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 198 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless | 100 / 30 |
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